Centra will never call you and ask for your personal information. This includes your account numbers, credit and debit card numbers, Social Security number, digital banking username and password, and any other sensitive information. If someone calls you claiming to be from Centra and asks for any personal information, you should hang up immediately and call your nearest Centra location or our Contact Center at 800-232-3642. Visit our Fraud Prevention and Protection Center to learn more.

Limited time bonus

Open a new
checking account
& earn up to $150

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Centra Credit Union – Centered Around You

As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.

We’ve all seen an increase in scam attempts by fraudsters through various forms like phishing, smishing, and spoofing. These bad actors try to impersonate companies (like Centra) and use urgency to get you to give them access to your accounts and sensitive information.

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Deposit rates

Start growing your savings today!

8-month certificate with checking
4.30% APY*

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We’re making homeownership more affordable!

Centra recently made changes to the loan-to-value requirements for private mortgage insurance (PMI), saving Members with lower down payments the cost of PMI!

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Digital banking

Money management made easy.

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Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.

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Member Loyalty

Bank with Centra, get rewarded!

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Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.

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Open a checking or savings account today!

Centra is built differently, and it’s what our Members experience every day.

Become a Member

*APY=Annual Percentage Yield. A minimum deposit of $500 AND an active Centra checking account is required to receive the advertised rate. The rate is effective as of November 14, 2024. Rate is subject to change at anytime. Early withdrawal penalties may apply and could reduce earnings.

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