Centra Members are reporting fraudulent text messages claiming there has been fraud on their debit cards. If you receive one of these messages, please do not respond, call any numbers, or click any links. To identify a valid Centra fraud alert, visit Centra.org/debit-card-fraud-alerts/

Bank by Phone

Manage your money 24/7 using our bank-by-phone services.

  • Check account balances
  • Transfer funds
  • Make loan payments
  • And more


Get Started

You will be prompted to change your PIN after you log in the first time.

Then call in to one of these two numbers, depending on where you are:




Everywhere Else:


Apply For a Loan

Apply for a loan

From a new home to a new car, and anything in between, we’ve got you covered with a full suite of lending products.

Apply Online