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You never stop growing, so your money shouldn’t either! A certificate is a great way to make your money grow in either the short- or long-term.

Certificates from Centra are fixed-rate, fixed-term investment accounts that offer competitive dividends and guaranteed security.  You can choose between a variety of term lengths (from 7 days to 5 years) to meet your personal financial needs.

Freedom Certificate

A great interest rate and the flexibility of unlimited deposits. 18 month term. Minimum deposit: $500.

Investor's Certificate

Enjoy a great return on certificates with terms from 3 to 13 months. Minimum deposit: $5,000.

Seven-Day Certificate

Get a higher return on your savings while keeping funds liquid. Minimum deposit: $25,000.

*APY= Annual Percentage Yield. This special cannot be combined with any other offers and is only available to individuals. Business funds and public funds deposits require a special rate quote. Early withdrawal penalties may apply and could reduce earnings. Rate effective as of May 23, 2019.  This offer is only available for a limited time and is subject to change without notice. There is a limit of one certificate at this rate per person, defined by Social Security Number or Tax Identification Number. Minimum deposit required to earn this rate is $5,000 and the maximum deposit at this rate is $100,000.