Centra’s live chat services will be temporarily unavailable beginning March 1, 2024, due to a Contact Center upgrade. Access to the automated chat, known as our virtual guide Sam, will also be unavailable. We anticipate launching our upgraded live chat in the second quarter of 2024. During this time, please reach out to us by calling 800-232-3642 or visiting Centra.org/contact-us. We appreciate your patience while we improve our system!

Loan Check-Up

A Loan Check-Up from Centra is a FREE credit review and a great way to save money. We’ll look at how much you’re spending each month on loan payments – at Centra or with other lenders – and look for ways to help. If we can save you money, we’ll tell you how. And if we can’t, we’ll tell you that, too. Either way, you’ll know you’re getting the best deal possible. After completing a Loan Check-Up, you may be able to:

  • Refinance to lower your monthly payments
  • Consolidate your debt
  • Gain peace of mind

How much will you save?

It’s easy to get your free Loan Check-Up started! Just complete the form below. We will begin your loan review right away. You’ll receive a follow-up phone call or email to discuss how we can help you save money. There is no cost and no obligation.