Centra will never call you and ask for your personal information. This includes your account numbers, credit and debit card numbers, Social Security number, digital banking username and password, and any other sensitive information. If someone calls you claiming to be from Centra and asks for any personal information, you should hang up immediately and call your nearest Centra location or our Contact Center at 800-232-3642. Visit our Fraud Prevention and Protection Center to learn more.

Money Markets

Boost your savings!

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With a money market account, you can make the most of your savings while having easy access to your money. Centra’s High Interest Money Market offers higher interest rates than traditional savings accounts.

Current Rates

Tier Dividend RateAPY*
$0 - $24,9991.44%1.45%
$25,000 - $49,9991.49%1.50%
$50,000 - $249,9991.54%1.55%
$250,000 - $499,9991.98%2.00%
$500,000 - $999,9992.47%2.50%
$1,000,000 - $2,999,9993.54%3.60%
$3,000,000+3.74%3.80%

 

With a High Interest Money Market, you can enjoy benefits such as:

  • No transaction fees
  • No monthly maintenance fee
  • No minimum balance

Open a money market account today!

What’s a money market account?

According to the Consumer Financial Protection Bureau (CFPB), a money market is a type of account offered by banks and credit unions that tend to pay higher interest rates than other types of savings accounts. While the CFPB notes that money market accounts usually limit the number of transactions, Centra Credit Union’s High Interest Money Market offers unlimited withdrawals.


*APY=Annual Percentage Yield. Rates subject to change at anytime.

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