Business savings

You have goals and dreams for your business. With the right business savings account, you could be one step closer to reaching them. Centra’s business savings accounts offer competitive interest rates with low fees that let you save your business’s hard-earned money with confidence.

Local business savings solutions

Every business, big or small, has unique circumstances. That’s why Centra’s local business banking team provides personalized support to give you the tools you need to run your business. Plus, with our local decision-making, you can count on Centra.

Start saving with Centra

Ready to take your business to the next level? Just make a $25 deposit to open your business savings account. As a Centra Member, you can open additional accounts, apply for business loans, and take advantage of our 24/7 digital banking.

A monthly service charge of $2 for printed statements applies to all business savings accounts. This charge may be waived on accounts where the primary Member or tax-reported owner is 65 or older and for special titled accounts. Special titled accounts include:

  • Trusts
  • Estates
  • For-benefit-of
  • Guardianships
  • UTMA
  • IDA

Business Money Markets

Your business can be unpredictable, and sometimes you want to keep your savings liquid. Let your business savings earn competitive interest rates with a Business Premium Money Market account with Centra, while keeping easy access to your money.


  • Unlimited deposits
  • Interest accrues daily and is posted monthly1
  • Dividends based on tiers
  • Minimum opening deposit of $1,000

Business certificates

Business certificates are a great way to earn a guaranteed return on your investment with no risk of market fluctuation.2 With terms ranging from seven days to five years, you have plenty of options for short- and long-term investing, which makes it easy to save money now for future growth you can count on.

View business deposit rates

Centra at Work

Get personalized financial products, services, and guidance from Centra! Centra at Work has solutions centered around you, for all aspects of financial wellness.

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Open a business savings account today!

Make an appointment with one of our business partners today.

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1. Interest accrues each day your account balance is $7,500 or greater. Maintenance fees may apply and could reduce earnings on deposit accounts. 2. Early withdrawal penalties may apply and could reduce earnings.