Centra’s live chat services will be temporarily unavailable beginning March 1, 2024, due to a Contact Center upgrade. Access to the automated chat, known as our virtual guide Sam, will also be unavailable. We anticipate launching our upgraded live chat in the second quarter of 2024. During this time, please reach out to us by calling 800-232-3642 or visiting Centra.org/contact-us. We appreciate your patience while we improve our system!

Auto Loans

Ride in confidence with Centra

New or used, let Centra help steer you in the right direction to an auto loan that fits your needs.

Apply Online  Auto Rates

Centra Debt Protection

You won’t have to worry about delinquency, default or foreclosure of your auto loan if you experience a protected life event like involuntary unemployment, disability, or loss of life. Centra’s Debt Protection Program can cancel your loan balance if these unfortunate circumstances occur.

Learn More About Debt Protection

How much is my car worth?

Looking to trade in your vehicle to help with your next auto purchase? Find out how much your vehicle could get!

Check Vehicle Value

How much can you afford?

Use Centra’s auto loan calculator to see how the term and down payment affect your estimated monthly payments.

Car Loan Calculator

Guaranteed Asset Protection (GAP)

Even if your loan balance becomes higher than your vehicle’s value (which can happen as a car or truck’s value declines), you won’t have to worry about financial loss or liability with this protection. GAP coverage can take care of the difference between an insurance reimbursement and your outstanding loan balance.

Proof of Auto Insurance

If you received a notice from us requesting evidence of current insurance, this is because it is required as a condition of your loan agreement. Use this secure site to submit proof of insurance.

MyLoanInsurance.com

Got a new auto loan with Centra?

Click here to see what your next steps should be.