Membership Savings

Opening your Membership Savings establishes you as a Centra Credit Union Member. That means you’re a part-owner of the credit union!

Your savings account is more than just a place to store your extra pennies. It’s a path to achieving your personal financial goals and dreams.

With your account, you’ll have:

• Free 24/7 digital banking
• Ability to open a Centra checking account
• Ability to apply for loans
• Ability to apply for a credit card

The required deposit for opening a Membership Savings account is $5. There’s a $2 monthly service charge for printed statements per Membership Savings account. The printed statement service charge is waived for accounts for which the primary Member, or tax-reported owner, is age 65 or older and for special titled accounts. Special titled accounts include trusts, estates, For-Benefit-Of, guardianships, UTMA, and IDA.

Saving for something special?

Once you have a Membership Savings account, you can add up to four additional savings accounts to save for designated purposes. Learn more about our Health Savings Accounts and You Choose Savings account options.