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Certificates

You never stop growing, so your money shouldn’t either! A certificate account is a great way to make your money grow in either the short- or long-term. Plus, you can grow your money even faster by directing your certificate interest to your Member Loyalty Account!

Certificate accounts at Centra are fixed-rate, fixed-term investments that offer competitive dividends and guaranteed security.  You can choose between a variety of term lengths (from 7 days to 5 years*) to meet your personal financial needs.


*APY= Annual Percentage Yield. This special cannot be combined with any other offers. Early withdrawal penalties may apply and could reduce earnings. Available online, in Centra branches, or by phone, during regular business hours between October 24, 2022- November 9, 2022. Businesses and consumers are eligible. Limit one certificate at this rate per person, defined by Social Security Number or Tax Identification Number. Minimum deposit required to earn this rate is $500. The maximum that can be deposited at this rate is $5,000. Offer can be ended early at Centra’s discretion.