Certificates

A certificate account is a great way to make your money grow in either the short- or long-term. Plus, you can deposit the interest your certificate accrues to your Member Loyalty Account! Your interest will continue to grow for however long you leave it in your MLA. Give us a call at 800-232-3642 or visit your nearest Centra location to set it up.

Certificate accounts at Centra are fixed-rate, fixed-term investments that offer competitive dividends and guaranteed security*.  You can choose between a variety of term lengths (from 7 days to 5 years) to meet your personal financial needs.

*APY=Annual Percentage Yield. A minimum deposit of $500 AND an active Centra checking account is required to receive the advertised rate. The rate is effective as of May 1, 2025. Rate is subject to change at anytime. Early withdrawal penalties may apply and could reduce earnings.