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Certificates

Certificate Special

Limited Time Certificate Special

47-Month

2.27% APY*

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You never stop growing, so your money shouldn’t either! A certificate account is a great way to make your money grow in either the short- or long-term. Plus, you can grow your money even faster by directing your certificate interest to your Member Loyalty Account!

Certificate accounts at Centra are fixed-rate, fixed-term investments that offer competitive dividends and guaranteed security.  You can choose between a variety of term lengths (from 7 days to 5 years*) to meet your personal financial needs.


*APY= Annual Percentage Yield. A minimum initial certificate balance of $500 is required to receive the advertised rate. The rate is effective as of July 28, 2022. This offer is only available for a limited time and is subject to change without notice. Early withdrawal penalties may apply and could reduce earnings. Deposits more than $1,000,000 require a special rate quote. This product renews into a standard 48-month share certificate at maturity. Businesses and individuals are eligible. This special is also available as an IRA certificate with a $500 minimum initial balance to receive the advertised rate.