Limited time bonus

Open a
& earn
up to $150

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8-Month Certificate with checking

4.75% APY*

Open Yours Today  More Deposit Rates

Get paid early with Centra!

Switch your direct deposit to Centra and get paid up to one day** early.


Bank with Centra, get rewarded.

Being a Centra Member pays with our all-cash Member Loyalty Rewards program! Click below to learn more.

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Introducing Zogo Classroom


Zogo classroom

Learn all about money with Zogo right from your browser!

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A brand new digital experience

Digital Banking

girl looking at phone

After more than 5,000 hours researching and testing, your new digital banking is here.

Digital Banking

Open a Checking or Savings Account Today!

Centra is built differently and it’s what our Members experience every day.

Become a Member

*APY = Annual Percentage Yield. All rates are subject to change at any time. Early withdrawal penalties may apply and could reduce earnings.

**Early access to money from a direct deposit depends on when the payer submits the payment file. Centra generally makes your direct deposit available on the day the payment file is received, which may be one day earlier than the scheduled payment date.