We’re making homeownership more affordable!

Centra recently made changes to the loan-to-value requirements for private mortgage insurance (PMI), saving Members with lower down payments the cost of PMI!

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Centra Credit Union – Centered Around You

As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.

Buying a home is easier than you think.

Whether it’s your first home or your next home, we make the process simple and personalized for your unique needs.

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Deposit rates

Start growing your savings today!

8-month certificate with checking
5.00% APY*

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Limited time bonus

Open a new
checking account
& earn up to $150

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Digital banking

Money management made easy.

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Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.

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Member Loyalty

Bank with Centra, get rewarded!

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Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.

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Open a checking or savings account today!

Centra is built differently, and it’s what our Members experience every day.

Become a Member

*APY= Annual Percentage Yield. A minimum initial certificate balance of $500 is required to receive the advertised rate. The rate is effective as of November 9, 2023. This offer is only available for a limited time and is subject to change without notice. Early withdrawal penalties may apply and could reduce earnings. Deposits more than $1,000,000 require a special rate quote. This product renews into a standard 48-month share certificate at maturity. Businesses and individuals are eligible. This special is also available as an IRA certificate with a $500 minimum initial balance to receive the advertised rate.

**Early access to money from a direct deposit depends on when the payer submits the payment file. Centra generally makes your direct deposit available on the day the payment file is received, which may be one day earlier than the scheduled payment date.

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