Centra’s live chat services will be temporarily unavailable beginning March 1, 2024, due to a Contact Center upgrade. Access to the automated chat, known as our virtual guide Sam, will also be unavailable. We anticipate launching our upgraded live chat in the second quarter of 2024. During this time, please reach out to us by calling 800-232-3642 or visiting Centra.org/contact-us. We appreciate your patience while we improve our system!


More places,
same faces

Two strong credit unions announce intent to merge

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Centra Credit Union – Centered Around You

As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.

Save $$$ on your auto loan

as low as 4.99% APR with automatic payment from a Centra checking account
No payment for 90 days

Full details

Deposit rates

Start growing your savings today!

8-month certificate with checking
4.75% APY*

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from Centra

Centra Credit Union is excited to announce an upcoming partnership with NorthPark Community Credit Union!

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Limited time bonus

Open a new
checking account
& earn up to $150

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Buying a home is easier than you think.

Whether it’s your first home or your next home, we make the process simple and personalized for your unique needs.

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File smart.
Save big.

Enjoy the perks of being a Member.

Get discount

Digital banking

Money management made easy.

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Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.

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Member Loyalty

Bank with Centra, get rewarded!

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Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.

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Open a checking or savings account today!

Centra is built differently, and it’s what our Members experience every day.

Become a Member

*APY= Annual Percentage Yield. A minimum initial certificate balance of $500 is required to receive the advertised rate. The rate is effective as of November 9, 2023. This offer is only available for a limited time and is subject to change without notice. Early withdrawal penalties may apply and could reduce earnings. Deposits more than $1,000,000 require a special rate quote. This product renews into a standard 48-month share certificate at maturity. Businesses and individuals are eligible. This special is also available as an IRA certificate with a $500 minimum initial balance to receive the advertised rate.

**Early access to money from a direct deposit depends on when the payer submits the payment file. Centra generally makes your direct deposit available on the day the payment file is received, which may be one day earlier than the scheduled payment date.