Our auto loan special is extended!

Auto loans
as low as 3.49% APR*

with automatic payment from a Centra checking account.

Learn More

Centra Credit Union – Centered Around You

As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.

A smarter way to save

Put your money to work with a certificate designed for steady growth. Enjoy predictable earnings, flexible term options, and the peace of mind that comes with a guaranteed return.

Learn More

Are you leaving money on the table?

Take advantage of a free Loan Check-Up to see if you could lower your loan payment and maximize your cash flow.

Learn More

Fees chasing you down?

Stop running and catch your breath with fee-free checking.

Learn more

Pay off debt faster

Simplify your finances and consolidate debt with a balance transfer to a Centra credit card!

Learn How

Skip the line. Use mobile deposit instead!

Your money, always within reach. Enjoy the ease of digital banking and powerful tools like mobile deposit, anytime, anywhere.

Learn More

Digital banking

Money management made easy.

woman on laptop

Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.

Get started

Member Loyalty

Bank with Centra, get rewarded!

happy student with glasses

Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.

Learn more

Open a checking or savings account today!


Centra is built differently, and it’s what our Members experience every day.

Become a Member

1. APR=Annual Percentage Rate. Automatic payments qualify for a 0.25% rate discount, which may result in rates as low as 3.49% APR. Automatic payments from a Centra account are not required to receive an auto loan through Centra. This offer is available for auto and motorcycles. Refinanced loans must be a new loan to Centra OR Centra loan payoffs with a minimum $2,500 new money required and six months payment history verified by existing contract. Person-to-person purchases and dealership purchases funded directly through Centra are also eligible. Indirect auto loans originated through a dealership are not eligible. No other offers, coupons, or discounts apply. This offer is valid for applications taken from March 2, 2026, through June 30, 2026, with loan closings required by July 15, 2026. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, your credit score, age of vehicle, etc. Rates are subject to change without notice.

Chat Icon