Use the link below to make a loan payment with a debit card. To pay from a bank account, please register for digital banking.
Centra Credit Union – Centered Around You
As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.
Loan eStatements are coming soon!
Managing your loans will be easier than ever! With eStatements for your loans, you’ll have quick, convenient access to your information 24/7.
We’ve all seen an increase in scam attempts by fraudsters through various forms like phishing, smishing, and spoofing. These bad actors try to impersonate companies (like Centra) and use urgency to get you to give them access to your accounts and sensitive information.
Deposit rates
Start growing your savings today!
8-month certificate with checking
4.30% APY*
We’re making homeownership more affordable!
Centra recently made changes to the loan-to-value requirements for private mortgage insurance (PMI), saving Members with lower down payments the cost of PMI!
News
Our Northwest Ordinance Lane, New Albany location is moving!
We’ve got exciting news! Soon, our 710 Northwest Ordinance Lane location in […]
Learn MoreNews
Recognizing American heritage
Centra is recognizing American heritage during July. Throughout history, cultures from all […]
Learn MoreMortgage
Tips for first-time homebuyers
Being a first-time homebuyer is exciting, but let’s be honest, it can […]
Learn MoreProtect
Identifying fraudulent checks
We all love getting paid, but not every check out there is […]
Learn MoreMoney Management
Financial health: Taking control of your money one choice at a time
Improving your financial health doesn’t have to feel like a forfeit. It’s […]
Learn MoreNews
Centra Celebrates Pride Month
At Centra, we strive to create value for our Members, Team Members, […]
Learn MoreMoney Management
Road trip ready: Earn cash this summer with Cashback Checking!
Summer is calling, and that means one thing: time to hit the […]
Learn MoreLoans
A HELOC is there whenever you need it!
Your home isn’t just where you live. It’s also where memories are […]
Learn MorePlan
Helpful tips when filing an insurance claim
At Centra Credit Union, we understand that experiencing damage or loss to […]
Learn MoreNews
May 2025: A letter from the President
Dear Members, As we enter the second quarter of the year, I […]
Learn MoreNews
Celebrating wellness
For the month of May, we’re celebrating wellness. What do we mean […]
Learn MoreCommunity
2025 Loretta M. Burd Scholarship Recipients
The Centra Foundation and Centra Credit Union invest in our Members’ future […]
Learn MoreMoney Management
A guide to savvy shopping for Mother’s Day
Mother’s Day is a time to celebrate the incredible moms, grandmothers, and […]
Learn MoreNews
New verification process coming soon for Shared Branch Members
Centra Credit Union understands it’s crucial to help protect you from potential […]
Learn MoreCommunity
Happy Earth Month: Celebrate our planet
April is here, and that means its time to enjoy the longer […]
Learn MoreMoney Management
Account alerts give you peace of mind!
Keeping tabs on your Centra accounts is easy with account alerts! Get […]
Learn MoreMoney Management
What happens when your certificate matures?
When it comes to you and your financial goals, chances are they […]
Learn MoreMoney Management
Spring your savings forward with Cashback Checking
As the warmer months approach and the temps rise, so can your […]
Learn MoreNews
March: A letter from the President
Dear Members, As we head into spring, we have a lot to […]
Learn MoreNews
Celebrating Women’s History Month
At Centra we strive to promote diversity, equity, and inclusion within the […]
Learn MoreDigital banking
Money management made easy.
Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.
Get startedMember Loyalty
Bank with Centra, get rewarded!
Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.
Learn moreOpen a checking or savings account today!
Centra is built differently, and it’s what our Members experience every day.
Become a Member*APY=Annual Percentage Yield. A minimum deposit of $500 AND an active Centra checking account is required to receive the advertised rate. The rate is effective as of November 14, 2024. Rate is subject to change at anytime. Early withdrawal penalties may apply and could reduce earnings.
EN 
ES