Use the link below to make a loan payment with a debit card. To pay from a bank account, please register for digital banking.
We’re making homeownership more affordable!
Centra recently made changes to the loan-to-value requirements for private mortgage insurance (PMI), saving Members with lower down payments the cost of PMI!
Centra Credit Union – Centered Around You
As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.
Buying a home is easier than you think.
Whether it’s your first home or your next home, we make the process simple and personalized for your unique needs.
Deposit rates
Start growing your savings today!
8-month certificate with checking
5.00% APY*
Money Management
Avoide these budgeting pitfalls!
Avoiding budgeting pitfalls is crucial for maintaining financial health and achieving your […]
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September 2024: A letter from the President
Dear Members, As we all know, cybersecurity has become an important topic […]
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Celebrating Hispanic Heritage Month
Hispanic Heritage Month, celebrated from September 15 to October 15, is a […]
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We’re making homeownership more affordable!
Centra is focused on creating value for our Members, and we found […]
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The importance of financial wellness
As we kick off Financial Wellness Month, it’s time to shine a […]
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Have a question for us? Ask Sam, your virtual guide!
Our new virtual guide Sam gives you the information you’re looking for within seconds. Just visit Centra.org and look for the green chat bubble in the lower right-hand corner.
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Don’t get smished!
Smishing is basically phishing, where scammers try to get personal info by […]
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We’ve upgraded our Contact Center!
We’re excited to share that we’ve upgraded our Contact Center to improve […]
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July 2024: A letter from the President
Dear Members, As you may know, building an emergency savings is an […]
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Hello Zionsville!
Our location is Zionsville, IN is open! This new location is part […]
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Recognizing American heritage
Centra is recognizing American heritage during July. Throughout history, cultures from all […]
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So you missed a payment? We can help!
Sometimes life happens and you miss a payment. We’ve all been there […]
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Give your savings a boost with Centra!
Could you use a boost to your savings account? Or maybe you’re […]
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Centra Celebrates Pride Month
At Centra, we strive to create value for our Members, Team Members, […]
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May 2024: A letter from the President
Dear Members, I hope you’ll join me in wishing a warm welcome […]
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Celebrating wellness
For the month of May, we’re celebrating wellness. What do we mean […]
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Congratulations 2024 scholarship recipients!
The Centra Foundation and Centra Credit Union invest in our Members’ future […]
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Happy Earth Month!
Earth Month (which is centered around Earth Day) is celebrated each year […]
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Hello, Lebanon! 👋
We’re excited to announce that our new location in Lebanon, IN is […]
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March 2024: A letter from the President
Dear Members, As I look to the calendar, it’s a little hard […]
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Money management made easy.
Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.
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Bank with Centra, get rewarded!
Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.
Learn moreOpen a checking or savings account today!
Centra is built differently, and it’s what our Members experience every day.
Become a Member*APY= Annual Percentage Yield. A minimum initial certificate balance of $500 is required to receive the advertised rate. The rate is effective as of November 9, 2023. This offer is only available for a limited time and is subject to change without notice. Early withdrawal penalties may apply and could reduce earnings. Deposits more than $1,000,000 require a special rate quote. This product renews into a standard 48-month share certificate at maturity. Businesses and individuals are eligible. This special is also available as an IRA certificate with a $500 minimum initial balance to receive the advertised rate.
**Early access to money from a direct deposit depends on when the payer submits the payment file. Centra generally makes your direct deposit available on the day the payment file is received, which may be one day earlier than the scheduled payment date.