Use the link below to make a loan payment with a debit card. To pay from a bank account, please register for digital banking.
Save $$$ on your
auto loan!
We’re giving back to our Members with an exclusive offer!
Replace or refinance your ride with Centra, and you could get:
- An interest rate as low as 4.99% APR1 with automatic payment from a Centra checking account
- No payment for 90 days2
- A cash pay-out3
Valid through October 31, 2024.
Apply for an auto loan today
Open online, or make an appointment that works with your schedule.
1. APR=Annual Percentage Rate. Automatic payments qualify for a 0.25% rate discount, which may result in rates as low as 4.99% APR. Automatic payments from a Centra account are not required to receive an auto loan through Centra. This offer is available for auto and motorcycles. Refinanced loans must be a new loan to Centra OR Centra loan payoffs with a minimum $2,500 new money required and six months payment history verified by existing contract. Person-to-person purchases and dealership purchases funded directly through Centra are also eligible. Indirect auto loans originated through a dealership are not eligible. No other offers, coupons, or discounts apply. This offer is valid for applications taken from September 25, 2024, through October 31, 2024, with loan closings required by November 15, 2024. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, your credit score, age of vehicle, etc. Rates are subject to change without notice.
2. The option to defer payments up to 90 days is available. This offer is not automatically applied.
3. Cash pay-out is subject to credit approval.