Service Charge Schedule

Printed Statement Charge (per primary statement account; primary owner
over 65 and Special Titled Accounts excluded)
$2.00 per month
Cashier’s Check$3.00
High Interest Checking (if minimum requirements not met)$5.00 per month
Opportunity Checking with direct deposit$5.00 per month
Opportunity Checking without direct deposit$8.00 per month
Money Order $2.00
Visa Gift Card$2.95
Non-Sufficient Funds (NSF), Uncollected Funds (UCF) for transactions greater than $10.00 – per presentment (maximum of 3 per day) $29.00
Courtesy Payment (CP) for transactions greater than $10.00 – per presentment (maximum of 3 per day)$29.00
Bad Address - per each primary statement account (Membership, Opportunity, & Business Savings)$5.00 per month
Account Research/Assistance (first 30 minutes free)$15.00/30 minutes
Stop Payment (Check or ACH)$15.00 each
Legal Attachment or Garnishment$25.00
Lost Card Replacement (ATM, Debit or Credit)$3.00
Rush Card Order$35.00
Health Savings Account (HSA) Account Closing $25.00
Domestic Outgoing Wire Transfer$15.00
International Outgoing Wire Transfer$85.00
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)$2.00 per month
Foreign ATM Transaction (first 4 per month are free)$1.50 per withdrawal
Starter checks (first 8 are free)$1.00 per sheet of 4
3x5 Safe Deposit Box$20.00
5x5 Safe Deposit Box$30.00
3x10 Safe Deposit Box$35.00
5x10 Safe Deposit Box$50.00
10x10 Safe Deposit Box$80.00
Safe Deposit Box Drilling or Lost Key ReplacementThird party vendor expense
Business Community Checking (first 400 transactions free)$0.20 per transaction over 400
Small Business Checking (first 500 transactions free)$0.30 per transaction over 500
Select Business Checking maintenance (waived if average daily balance is $10,000 or greater)$15.00 per month
Select Business Checking (first 750 transactions free)$0.25 per transaction over 750
Enhanced Business Checking maintenance $45.00 per month
Enhanced Business Checking (first 750 transactions free)$ 0.25 per transaction over 750

Effective as of January 31, 2023.

Overdraft fees may apply to transactions created by check, in-person withdrawal, internal transfer, or other electronic means. Consult your account disclosures for account specific charges.