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Business Lending

Let us help build up your business while we build up the community, together.

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Business Banking

If you need a credit card for your business or have questions about our lending services, make an appointment with one of our Business Banking experts today.

Business Banking Team

Commercial Banking

If you have questions about our Commercial Banking or need more than $250,000 in lending, contact one of our Commercial Banking experts today.

Commercial Banking Team

Real Estate

When it comes to your business, we know location is important. Whether you’re just getting started, moving to a better location, or ready to grow into a larger space, we offer Commercial real estate options that can help. We can also assist you if you’re looking for financing for a suitable investment real estate opportunity. Commercial real estate loans can finance either owner-occupied or investment real estate. If you already have a commercial mortgage, Centra can help save money by refinancing your existing loan or consolidating several loans.

Our Commercial Real Estate Options:

  • Commercial & Industrial Building Loans
  • Investment Real Estate Loans
  • Construction Financing

Construction

Are you looking for the right location & building for your business? Don’t settle for a space that doesn’t meet your short- or long-term needs. Expand or renovate your current building or build a new one with a commercial construction loan from Centra! We will help you through the entire process, from concept to completion. So, draw up those blueprints. Knock down a wall. Build a whole new warehouse. We’ll be here to guide and support you every step of the way.

Credit Cards

No matter the size of your business, we can help make day-to-day purchases and business expenses easier to manage with a Business Credit Card.

  • Simplify your bookkeeping
  • Easily track and control monthly expenses
  • Increase your purchasing power

We make it easy to stay focused on running your business with:

  • Low rates and fees
  • Fast and convenient online statements

Manage Credit Card

Working Capital

Running an effective business takes proper funding, and sometimes your cash flow can be unpredictable or seasonal. Keep your operation running smoothly with short-term working capital when you open a Business Line of Credit from Centra.

A Business Line of Credit Lets You:

  • Finance day-to-day operating requirements, pending the sale of inventory or the collection of accounts receivable
  • Access funds easily – in person, by phone or online
  • Protect your primary operating account against overdraft

Equipment & Vehicles

Don’t let big investments give you big headaches. Whether you need one truck, a fleet of delivery vehicles, or new equipment that increases production, Centra’s business equipment loans can help your business grow and succeed. With a loan from Centra, you can purchase a wide array of equipment and other fixed assets under the most beneficial structure for your business.

We Offer

  • Local decision making & quick turnaround times
  • Market-competitive rates & flexible terms
  • Personalized service from a knowledgeable, professional staff

Business Banking

If you have questions about our Business Banking services, or want to open an account, make an appointment with one of our Business Banking experts today.

Business Banking Team

Commercial Banking

If you have questions about our Commercial Banking or need more than $250,000 in lending, contact one of our Commercial Banking experts today.

Commercial Banking Team