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Business lending

Every dollar counts, and Centra can help your money go further with a variety of business loan options. You and your business help form the backbone of our community. That’s why we’re invested in the future of your business by offering competitive rates, flexible terms, and personalized service to fit your needs. While you build up our community, we’ll help you build up your business!


Business banking

If you need a credit card for your business or have questions about our lending services, make an appointment with one of our business banking experts today!

Business banking team

Commercial banking

If you have questions about our commercial banking or need more than $250,000 in lending, contact one of our commercial banking experts today!

Commercial banking team

Real estate

When it comes to your business, location is important. Whether you’re moving to a better location or growing into a larger space, our commercial real estate loan options can help. We can also help you explore investment real estate opportunities.

Already have a business loan? Centra can help you save money by refinancing your existing loan or consolidating several loans.

Our commercial real estate options:

  • Commercial & industrial building loans
  • Investment real estate loans
  • Construction financing

Construction

Looking to expand your business to a new location? Don’t settle for a space that doesn’t meet your short- or long-term needs. With a construction loan from Centra, we’ll help you through the entire process, from concept to completion!

Credit cards

No matter the size of your business, we can help make day-to-day business expenses easy to manage with a Centra Business Visa credit card. In addition to benefits like low rates and fees and convenient electronic statements, a business credit card can help you:

  • Simplify your bookkeeping.
  • Easily track and control monthly expenses.
  • Increase your purchasing power.

Manage credit card

Working capital

Running an effective business takes proper funding, and sometimes your cash flow can be unpredictable. Keep your operation running smoothly with short-term working capital when you open a business line of credit from Centra. With a business line of credit, you can:

  • Finance day-to-day operating requirements, pending the sale of inventory or the collection of accounts receivable.
  • Have easy access to your money in-person or with digital banking.
  • Protect your primary operating account against overdrafts.

Equipment & vehicles

Don’t let big investments give you big headaches. Whether you need delivery vehicles or new equipment to increase production, a business loan from Centra can help your business grow and succeed.


Business banking

If you have questions about our business banking services, or want to open an account, make an appointment with one of our business banking experts today!

Business banking team

Commercial banking

If you have questions about our commercial banking services or need more than $250,000 in financing, contact one of our commercial banking experts today!

Commercial banking team