Become a Member

“Centra values their Members. That’s what they do best.”

From opportunities to earn cash rewards for banking with Centra to exceptional service, everything we do is centered around our Members.

Become a Member
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Centra Credit Union – Centered Around You

As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.

Our Difference

Membership Means Something

Member Experience

As a not-for-profit financial institution, our focus is solely on our Members.

Lower Fees

Our profits go back to you as new products, cash rewards, lower fees, and better rates.


When you open an account, you become one of the owners of Centra Credit Union.

Service Area

Credit unions look to their own communities first when it comes to giving back.


Centered Around You

It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do. It’s the difference you experience every day as a Centra Member.

Become a Member

Who Can Bank with Centra?

You can bank at Centra if you or your immediate family members live or work in the following Indiana and Kentucky counties:

Indiana Counties

Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, and White Counties. We also serve the following townships in Marion County: Center, Franklin, Lawrence, Pike, Perry, Warren, Washington and Wayne.

Kentucky Counties

Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, and Trimble.

Helping You Achieve Your Goals

From resources that help you take control of your financial fitness to products and services designed to fit the needs of a diverse Member base, our ultimate goal is to help you succeed. Whether you’re just beginning your financial journey, saving for retirement or building your own business, Centra has the people, products and services to help you achieve your goals.

Watch Your Member Loyalty Account Grow

Learn more today about maximizing your cash rewards with Centra.

Member Loyalty Accounts

Access Your Account Anytime. Anywhere.

Banking online at Centra means you can transfer money, pay bills, send money to friends, and monitor your account activity anytime, anywhere.

Digital Banking