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Membership means something

We’re a not-for-profit financial institution, which means our profits go back to you in the form of new services, better rates, and lower fees. When you open an account at Centra, you become one of the owners of the Credit Union.

Our Promise

Centered Around You: that’s the Centra promise. It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do. It’s about saving you money with lower fees, market-leading deposit rates, and low auto and home loan rates. It’s about giving you more options and helping you be better informed. It’s the difference you experience every day as a Centra Member.

What our Members are saying

The employees look like they
enjoy helping people.

They are very friendly,
outgoing and helpful.

I always feel valued as a customer
when I go into my credit union.

He offered his advice and showed
a willingness to help me.

The service provided at
Centra is superb!

[Centra] is a pleasure
to do business with.

I was not just another person in line;
I was somebody. I felt special.

Who Can Bank with Centra

You can bank at Centra if you or your immediate family members live or work in the following Indiana and Kentucky counties:

Centra Membership Map


Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, and White Counties. We also serve the following townships in Marion County: Center, Franklin, Lawrence, Pike, Perry, Warren, Washington and Wayne.


Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, and Trimble.

How to get started

Visit any Centra location, or make an appointment that works with your schedule.