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Business Deposit Rates

Name: Centra Credit Union
Address: PO Box 789, 3801 Tupelo Drive, Columbus, Indiana, 47202, United States
Telephone: +1-800-232-3642

Business Savings

Product	Dividend Rate	APY
Business Savings	0.10%	0.10%
Business Special Savings	0.10%	0.10%
Business Savings Escrow	0.10%	0.10%

Business & Public Funds Premium Money Market Savings

Tier	Dividend Rate	APY
$7,500 - $49,999	1.49%	1.50%
$50,000 - $249,999	1.54%	1.55%
$250,000 - $999,999	2.23%	2.25%
$1,000,000 - $2,999,999	3.30%	3.35%
$3,000,000 - $4,999,999	3.49%	3.55%
$5,000,000 - $9,999,999	Call for rate	Call for rate
$10,000,000 +	Call for rate	Call for rate

Share Certificates

Product/Term	Minimum Deposit	Dividend	APY
7 Day	$500 $100,000	0.90% 0.95%	0.90% 0.95%
3 Month	$500 $100,000	0.95% 1.00%	0.95% 1.00%
4 Month	$500 $100,000	1.05% 1.09%	1.06% 1.10%
6 Month	$500 $100,000	1.64% 1.69%	1.65% 1.70%
8 Month w/checking*	$500	4.22%	4.30%
10 Month	$500 $100,000	1.74% 1.79%	1.75% 1.80%
12 Month	$500 $100,000	1.79% 1.83%	1.80% 1.85%
18 Month	$500 $100,000	1.88% 1.93%	1.90% 1.95%
24 Month	$500 $100,000	1.93% 1.98%	1.95% 2.00%
30 Month	$500 $100,000	1.98% 2.03%	2.00% 2.05%
3 Year	$500 $100,000	2.08% 2.13%	2.10% 2.15%
4 Year	$500 $100,000	2.13% 2.18%	2.15% 2.20%
5 Year	$500 $100,000	2.18% 2.23%	2.20% 2.25%

Rates effective as of January 9, 2025

APY = Annual Percentage Yield. All rates are subject to change at any time. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials

Low Rates & Fees

No matter the size of your business, we can help make day-to-day purchases and business expenses easier to manage.

Business Credit Cards

Commercial Banking

We make all of our decisions locally. As one of the largest and strongest Indiana-based financial institutions, we’re here to serve you.

Commercial Banking Team