As a reminder, Centra will never call you asking for your personal information. We’ll never ask for your account numbers, card numbers, Social Security number, digital banking username and password, and other sensitive information. If someone calls you claiming to be from Centra and asks for personal information, hang up immediately and call a Centra location or our Contact Center at 800-232-3642. Learn more on our Fraud Prevention and Protection Center.

Business Deposit Rates

Business Savings

ProductDividend RateAPY
Business Savings0.10%0.10%
Business Special Savings0.10%0.10%
Business Savings Escrow0.10%0.10%

 

Business & Public Funds Premium Money Market Savings

TierDividend RateAPY
$7,500 - $49,9991.49%1.50%
$50,000 - $249,9991.54%1.55%
$250,000 - $999,9992.23%2.25%
$1,000,000 - $2,999,9993.30%3.35%
$3,000,000 - $4,999,9993.49%3.55%
$5,000,000 - $9,999,999Call for rateCall for rate
$10,000,000 +Call for rateCall for rate

 

Share Certificates

Product/TermMinimum DepositDividendAPY
7 Day$500
$100,000
0.90%
0.95%
0.90%
0.95%
3 Month$500
$100,000
0.95%
1.00%
0.95%
1.00%
4 Month$500
$100,000
1.05%
1.09%
1.06%
1.10%
6 Month$500
$100,000
1.64%
1.69%
1.65%
1.70%
8 Month w/checking*$5004.22%4.30%
10 Month$500
$100,000
1.74%
1.79%
1.75%
1.80%
12 Month$500
$100,000
1.79%
1.83%
1.80%
1.85%
18 Month$500
$100,000
1.88%
1.93%
1.90%
1.95%
24 Month$500
$100,000
1.93%
1.98%
1.95%
2.00%
30 Month$500
$100,000
1.98%
2.03%
2.00%
2.05%
3 Year$500
$100,000
2.08%
2.13%
2.10%
2.15%
4 Year$500
$100,000
2.13%
2.18%
2.15%
2.20%
5 Year$500
$100,000
2.18%
2.23%
2.20%
2.25%

 

Rates effective as of January 9, 2025


APY = Annual Percentage Yield. All rates are subject to change at any time. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials


Low Rates & Fees

No matter the size of your business, we can help make day-to-day purchases and business expenses easier to manage.

Business Credit Cards

Commercial Banking

We make all of our decisions locally. As one of the largest and strongest Indiana-based financial institutions, we’re here to serve you.

Commercial Banking Team
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