Business Rates

Product		Dividend Rate	APY
Business Shares		0.10%	0.10%
Business Special Shares		0.10%	0.10%
Business Savings Escrow		0.10%	0.10%
		Dividend Rate	APY
Business Premium Money Market Savings
$7,500 - 24,999		0.30%	0.30%
$25,000 - 49,999		0.40%	0.40%
$50,000 - 249,999		0.75%	0.75%
$250,000 - 499,999		0.85%	0.85%
$500,000 - $999,999		0.90%	0.90%
$1,000,000 - 4,999,999		1.04%	1.05%
$5,000,000 +		1.04%	1.05%

Share Certificates

Product/Term	Dividend Rate ($1,000 min)	APY	Dividend Rate ($100,000 min)	APY
3 month	0.20%	0.20%	0.25%	0.25%
6 month	0.40%	0.40%	0.45%	0.45%
3 year medex	0.89%	0.90%
Freedom 18 month (Only certificate that allows regular deposits)	0.50% ($500 min)	0.50% ($500 min)
	Dividend Rate ($500 min)	APY	Dividend Rate ($100,000 min)	APY
12 month	0.65%	0.65%	0.70%	0.70%
18 month	0.70%	0.70%	0.75%	0.75%
24 month	0.85%	0.85%	0.90%	0.90%
30 month	0.90%	0.90%	0.95%	0.95%
3 year	1.09%	1.10%	1.14%	1.15%
4 year	1.24%	1.25%	1.29%	1.30%
5 year	1.44%	1.45%	1.49%	1.50%

Investors Certificates

Term	Dividend Rate ($5,000 min)	APY
3 month	0.20%	0.20%
4 month	0.25%	0.25%
6 month	0.40%	0.40%
8 month w/checking*	1.00%	1.00%
10 month	0.60%	0.60%
12 month	0.65%	0.65%
13 month2	1.09%	1.10%
13 month (Web Only)	0.75%	0.75%
	Dividend Rate ($25,000 min)	APY
7 day	0.20%	0.20%

Rates effective as of March 19, 2020.

APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials.
2. A minimum initial certificate balance of $5,000 is required to receive the advertised rate. The rate is available March 12, 2020. This offer is only available for a limited time and is subject to change without notice. Early withdrawal penalties may apply and could reduce earnings. Deposits over $1,000,000 require a special rate quote. This product renews into a standard 13-month Investor’s Certificate at maturity. Businesses and individuals are eligible. This special is also available as an IRA Certificate with a $500 minimum initial balance to receive the advertised rate.