Centra Members are reporting fraudulent text messages claiming there has been fraud on their debit cards. If you receive one of these messages, please do not respond, call any numbers, or click any links. To identify a valid Centra fraud alert, visit Centra.org/debit-card-fraud-alerts/

Home / Business Deposit Rates

Business Deposit Rates

Business Savings

ProductDividend RateAPY
Business Savings0.35%0.35%
Business Special Savings0.35%0.35%
Business Savings Escrow0.35%0.35%

 

Business & Public Funds Premium Money Market Savings

TierDividend RateAPY
$7,500 - $49,9991.34%1.35%
$50,000 - $249,9991.98%2.00%
$250,000 - $999,9992.18%2.20%
$1,000,000 - $2,999,9992.52%2.55%
$3,000,000 - $4,999,9993.01%3.05%
$5,000,000 - $9,999,999Call for rateCall for rate
$10,000,000 +Call for rateCall for rate

 

Share Certificates

Product/TermMinimum DepositDividendAPY
7 Day$500
$100,000		0.85%
0.90%		0.85%
0.90%
3 Month$500
$100,000		1.14%
1.19%		1.15%
1.20%
4 Month$500
$100,000		1.19%
1.24%		1.20%
1.25%
6 Month$500
$100,000		1.49%
1.54%		1.50%
1.55%
8 Month w/checking*$5003.69%3.75%
10 Month$500
$100,000		1.59%
1.64%		1.60%
1.65%
12 Month$500
$100,000		1.79%
1.83%		1.80%
1.85%
13 Month*$500
$100,000		4.12%
4.17%		4.20%
4.25%
18 Month$500
$100,000		1.83%
1.88%		1.85%
1.90%
19 Month*$500
$100,000		3.88%
3.93%		3.95%
4.00%
24 Month$500
$100,000		1.88%
1.93%		1.90%
1.95%
30 Month$500
$100,000		1.93%
1.98%		1.95%
2.00%
3 Year$500
$100,000		2.13%
2.18%		2.15%
2.20%
47 Month*$500
$100,000		3.59%
3.64%		3.65%
3.70%
4 Year$500
$100,000		2.18%
2.23%		2.20%
2.25%
5 Year$500
$100,000		2.42%
2.47%		2.45%
2.50%

 

Rates effective as of 1/13/2023

APY = Annual Percentage Yield. All rates are subject to change at any time. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials

Low Rates & Fees

No matter the size of your business, we can help make day-to-day purchases and business expenses easier to manage.

Business Credit Cards

Commercial Banking

We make all of our decisions locally. As one of the largest and strongest Indiana-based financial institutions, we’re here to serve you.

Commercial Banking Team