Business Rates
| Product | Dividend Rate | APY | |
|---|---|---|---|
| Business Shares | 0.10% | 0.10% | |
| Business Special Shares | 0.10% | 0.10% | |
| Business Savings Escrow | 0.10% | 0.10% | |
| Dividend Rate | APY | ||
| Business Premium Money Market Savings | |||
| $7,500 - 24,999 | 0.25% | 0.25% | |
| $25,000 - 49,999 | 0.30% | 0.30% | |
| $50,000 - 249,999 | 0.50% | 0.50% | |
| $250,000 - 499,999 | 0.75% | 0.75% | |
| $500,000 - $999,999 | 0.85% | 0.85% | |
| $1,000,000 - 4,999,999 | 0.90% | 0.90% | |
| $5,000,000 + | 0.90% | 0.90% |
Share Certificates
| Product/Term | Dividend Rate ($1,000 min) | APY | Dividend Rate ($100,000 min) | APY |
|---|---|---|---|---|
| 3 month | 0.20% | 0.20% | 0.25% | 0.25% |
| 6 month | 0.30% | 0.30% | 0.35% | 0.35% |
| 3 year medex | 0.89% | 0.90% | ||
| Freedom 18 month (Only certificate that allows regular deposits) | 0.40% ($500 min) | 0.40% ($500 min) | ||
| Dividend Rate ($500 min) | APY | Dividend Rate ($100,000 min) | APY | |
| 12 month | 0.55% | 0.55% | 0.60% | 0.60% |
| 18 month | 0.60% | 0.60% | 0.65% | 0.65% |
| 24 month | 0.85% | 0.85% | 0.90% | 0.90% |
| 30 month | 0.90% | 0.90% | 0.95% | 0.95% |
| 3 year | 0.90% | 0.90% | 0.95% | 0.95% |
| 4 year | 1.00% | 1.00% | 1.04% | 1.05% |
| 5 year | 1.19% | 1.20% | 1.24% | 1.25% |
Investors Certificates
| Term | Dividend Rate ($5,000 min) | APY |
|---|---|---|
| 3 month | 0.20% | 0.20% |
| 4 month | 0.25% | 0.25% |
| 6 month | 0.30% | 0.30% |
| 8 month w/checking* | 0.80% | 0.80% |
| 10 month | 0.45% | 0.45% |
| 12 month | 0.55% | 0.55% |
| 13 month2 | 0.55% | 0.55% |
| 13 month (Web Only) | 0.55% | 0.55% |
| Dividend Rate ($25,000 min) | APY | |
| 7 day | 0.15% | 0.15% |
Rates effective as of May 14, 2020.
APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials.
2. A minimum initial certificate balance of $5,000 is required to receive the advertised rate. The rate is available April 9, 2020. This offer is only available for a limited time and is subject to change without notice. Early withdrawal penalties may apply and could reduce earnings. Deposits over $1,000,000 require a special rate quote. This product renews into a standard 13-month Investor’s Certificate at maturity. Businesses and individuals are eligible. This special is also available as an IRA Certificate with a $500 minimum initial balance to receive the advertised rate.