Share Certificates

Product/TermDividend Rate
($1,000 min)
APYDividend Rate
($100,000 min)
APY
3 month0.25%0.25%0.30%0.30%
6 month0.75%0.75%0.80%0.80%
3 year medex0.95%0.95%
Freedom 18 month
(Only certificate that allows regular deposits)
0.65% ($500 min)0.65% ($500 min)
Dividend Rate
($500 min)
APY Dividend Rate
($100,000 min)
APY
12 month0.85%0.85%0.90%0.90%
18 month0.95%0.95%1.00%1.00%
24 month1.14%1.15%1.19%1.20%
30 month1.19%1.20%1.24%1.25%
3 year1.49%1.50%1.54%1.55%
4 year1.74%1.75%1.79%1.80%
5 year2.08%2.10%2.13%2.15%

Investors Certificates

Term Dividend Rate
($5,000 min)
APY
3 month0.25%0.25%
4 month0.30%0.30%
6 month 0.75%0.75%
8 month w/checking*0.80%0.80%
10 month0.75%0.75%
12 month0.85%0.85%
13 month0.90%0.90%
13 month (Web Only)0.75%0.75%
Dividend Rate
($25,000 min)
APY
7 day 0.25%0.25%

Raise Your Rate Certificate²

TermDividend Rate
($5,000 min)
APY
36 month*1.09%1.10%
60 month*1.98%2.00%

IRA Certificates

Product/Term Dividend Rate
($500 min)
APY
12 month 0.85%0.85%
18 month0.95%0.95%
2 year1.14%1.15%
3 year1.49%1.50%
4 year1.74%1.75%
5 year2.08%2.10%
IRA Subshare ($1,000 min)0.20%0.20%

Money Market IRA

Only IRA that allows regular deposits

Term Dividend Rate
($500 Minimum)
APY
18 month0.75%0.75%

Raise Your Rate IRA Certificate²

Term Dividend Rate
($5,000 min)
APY
36 month*1.09%1.10%
60 month*1.98%2.00%

Account Rates

Account Dividend RateAPY
Regular Shares0.20%0.20%
Advantage Checking
($1,000 min)
0.15%0.15%
Christmas Club0.20%0.20%
Special Shares0.20%0.20%
Vacation Shares0.20%0.20%

Classic Plus Shares & Money Market Savings

Product/Term Dividend RateAPY
$0 - $9990.30%0.30%
$1,000 - $4,9990.40%0.40%
$5,000 - $14,9990.50%0.50%
$15,000 - $24,9990.60%0.60%
$25,000 - $49,9990.70%0.70%
$50,000 +0.75%0.75%

Investors Money Market Savings

Product/Term Dividend RateAPY
$0 - $9,9990.15%0.15%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.60%0.60%
$50,000 - $99,9990.75%0.75%
$100,000 - $249,9990.85%0.85%
$250,000 +1.01%1.01%

High Interest Checking³

Product/Term Dividend RateAPY
$0 - $1,0004.00%4.07%
$1,000.01 - $5,0002.00%2.02%
$5,000.01 +0.25%0.25%

Premium Money Market Checking

Product/term Dividend RateAPY
$1,000 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 +0.50%0.50%

HSA Tiered Checking

Product/Term Dividend RateAPY
$0 - $4990.00%0.00%
$500 - $9990.10%0.10%
$1,000 - $4,9990.15%0.15%
$5,000 - $14,9990.25%0.25%
$15,000+0.30%0.30%

HSA Money Market Savings

Product/Term Dividend RateAPY
$2,500 - $4,9990.15%0.15%
$5,000 - $9,9990.20%0.20%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.50%0.50%
$50,000 +0.60%0.60%

Rates effective as of January 11, 2018.

APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials
¹ This is a limited time offer and is subject to change at any time without notice. If you allow the 27 month special certificate to automatically renew at maturity, it will renew to an 24 month term at maturity. If you allow the 37 month certificate to automatically renew at maturity, it will renew to a 36 month term at maturity. Special quotes must be obtained for deposits of more than $1,000,000 and may differ from posted rates.
² During the original certificate term of your Raise Your Rate (RYR) Certificate, you may increase your dividend rate once on a 36-month certificate, and twice on a 60-month certificate to the then-current rate of a standard (non-special or non-promotional) certificate with a fixed rate and term that is equal to or the closest term less than the remaining term of your RYR Certificate. The rate increase will become effective on the date of the rate change. If you allow this certificate to automatically renew at maturity, it will renew into a standard certificate with a fixed rate and fixed term equal to the original term of the RYR Certificate at the then-current standard certificate rate.
³ Must meet qualifiers to receive special rate. If qualifiers are not met, member will earn 0.10%.