Share Certificates
| Product/Term | Dividend Rate ($1,000 min) | APY | Dividend Rate ($100,000 min) | APY |
|---|---|---|---|---|
| 3 month | 0.25% | 0.25% | 0.30% | 0.30% |
| 6 month | 0.85% | 0.85% | 0.90% | 0.90% |
| 3 year medex | 1.24% | 1.25% | ||
| Freedom 18 month (Only certificate that allows regular deposits) | 1.01% ($500 min) | 1.01% ($500 min) | ||
| Dividend Rate ($500 min) | APY | Dividend Rate ($100,000 min) | APY | |
| 12 month | 1.34% | 1.35% | 1.39% | 1.40% |
| 18 month | 1.39% | 1.40% | 1.44% | 1.45% |
| 24 month | 1.54% | 1.55% | 1.59% | 1.60% |
| 30 month | 1.59% | 1.60% | 1.64% | 1.65% |
| 3 year | 1.69% | 1.70% | 1.74% | 1.75% |
| 4 year | 2.18% | 2.20% | 2.23% | 2.25% |
| 5 year | 2.33% | 2.36% | 2.37% | 2.40% |
Investors Certificates
| Term | Dividend Rate ($5,000 min) | APY |
|---|---|---|
| 3 month | 0.25% | 0.25% |
| 4 month | 0.50% | 0.50% |
| 6 month | 0.85% | 0.85% |
| 8 month w/checking* | 2.23% | 2.25% |
| 10 month | 0.95% | 0.95% |
| 12 month | 1.34% | 1.35% |
| 13 month | 1.39% | 1.40% |
| 13 month (Web Only) | 0.75% | 0.75% |
| Dividend Rate ($25,000 min) | APY | |
| 7 day | 0.25% | 0.25% |
IRA Certificates
| Product/Term | Dividend Rate ($500 min) | APY |
|---|---|---|
| 8 month w/checking* | 2.23% | 2.25% |
| 12 month | 1.34% | 1.35% |
| 18 month | 1.39% | 1.40% |
| 2 year | 1.54% | 1.55% |
| 3 year | 1.69% | 1.70% |
| 4 year | 2.18% | 2.20% |
| 5 year | 2.33% | 2.36% |
| IRA Subshare ($1,000 min) | 0.20% | 0.20% |
Money Market IRA
Only IRA that allows regular deposits
| Term | Dividend Rate ($500 Minimum) | APY |
|---|---|---|
| 18 month | 1.01% | 1.01% |
Account Rates
| Account | Dividend Rate | APY |
|---|---|---|
| Regular Shares | 0.20% | 0.20% |
| Advantage Checking ($1,000 min) | 0.15% | 0.15% |
| Christmas Club | 0.20% | 0.20% |
| Special Shares | 0.20% | 0.20% |
| Vacation Shares | 0.20% | 0.20% |
Classic Plus Shares & Money Market Savings
| Product/Term | Dividend Rate | APY |
|---|---|---|
| $0 - $999 | 0.30% | 0.30% |
| $1,000 - $4,999 | 0.40% | 0.40% |
| $5,000 - $14,999 | 0.50% | 0.50% |
| $15,000 - $24,999 | 0.70% | 0.70% |
| $25,000 - $49,999 | 0.90% | 0.90% |
| $50,000 + | 1.01% | 1.01% |
Investors Money Market Savings
| Product/Term | Dividend Rate | APY |
|---|---|---|
| $0 - $9,999 | 0.50% | 0.50% |
| $10,000 - $24,999 | 0.70% | 0.70% |
| $25,000 - $49,999 | 1.01% | 1.01% |
| $50,000 - $99,999 | 1.04% | 1.05% |
| $100,00 - $249,999 | 1.49% | 1.50% |
| $250,000 - $499,999 | 1.84% | 1.86% |
| $500,000 + | 1.98% | 2.00% |
High Interest Checking²
| Product/Term | Dividend Rate | APY |
|---|---|---|
| $0 - $1,000 | 4.00% | 4.07% |
| $1,000.01 - $5,000 | 2.00% | 2.02% |
| $5,000.01 + | 0.25% | 0.25% |
Premium Money Market Checking
| Product/term | Dividend Rate | APY |
|---|---|---|
| $1,000 - $9,999 | 0.15% | 0.15% |
| $10,000 - $24,999 | 0.20% | 0.20% |
| $25,000 - $49,999 | 0.25% | 0.25% |
| $50,000 + | 0.50% | 0.50% |
HSA Tiered Checking
| Product/Term | Dividend Rate | APY |
|---|---|---|
| $0 - $499 | 0.00% | 0.00% |
| $500 - $999 | 0.10% | 0.10% |
| $1,000 - $4,999 | 0.15% | 0.15% |
| $5,000 - $14,999 | 0.25% | 0.25% |
| $15,000+ | 0.30% | 0.30% |
HSA Money Market Savings
| Product/Term | Dividend Rate | APY |
|---|---|---|
| $2,500 - $4,999 | 0.15% | 0.15% |
| $5,000 - $9,999 | 0.20% | 0.20% |
| $10,000 - $24,999 | 0.25% | 0.25% |
| $25,000 - $49,999 | 0.50% | 0.50% |
| $50,000 + | 0.60% | 0.60% |
APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings. * Rate Specials ¹ $500 minimum deposit is required to open advertised certificates. Minimum $100,000 in single certificate is required to earn higher advertised rates. Early withdrawal penalties and fees may apply and could reduce earnings on deposit accounts. Offer available beginning January 10, 2019. This is a limited time offer and is subject to change at any time without notice. Special quotes must be obtained for deposits of more than $1,000,000 and may differ from posted rates. ² Must meet qualifiers to receive special rate. If qualifiers are not met, member will earn 0.10%.