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Share Certificates

Product/TermDividend Rate
($500 min)
APY
3 month0.15%0.15%
6 month0.25%0.25%
3 year medex0.55%0.55%
12 month0.35%0.35%
18 month0.35%0.35%
24 month0.45%0.45%
30 month0.45%0.45%
3 year0.55%0.55%
4 year0.65%0.65%
5 year0.75%0.75%

IRA Certificates

Product/Term Dividend Rate
($500 min)
APY
8 month w/checking*0.50%0.50%
12 month 0.35%0.35%
13 month20.45%0.45%
18 month0.35%0.35%
2 year0.45%0.45%
3 year0.55%0.55%
4 year0.65%0.65%
5 year0.75%0.75%
IRA Savings ($500 min)0.10%0.10%

Money Market IRA

Only IRA that allows regular deposits

Term Dividend Rate
($500 Minimum)
APY
18 month0.30%0.30%
 

Account Rates

Account Dividend RateAPY
Membership Savings0.10%0.10%
Advantage Checking
($500 min)
0.10%0.10%
Christmas Club0.10%0.10%
You Choose Savings0.10%0.10%

Classic Plus Shares & Money Market Savings

Product/Term Dividend RateAPY
$0 - $9990.10%0.10%
$1,000 - $4,9990.10%0.10%
$5,000 - $14,9990.15%0.15%
$15,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 +0.20%0.20%

Investors Money Market Savings

Product/Term Dividend RateAPY
$0 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 - $99,9990.30%0.30%
$100,000 - $249,9990.35%0.35%
$250,000 - $499,9990.40%0.40%
$500,000 +0.45%0.45%

High Interest Checking¹

Product/Term Dividend RateAPY
$0 - $1,0001.29%1.30%
$1,000.01 - $5,0000.70%0.70%
$5,000.01 +0.10%0.10%

Premium Money Market Checking

Product/term Dividend RateAPY
$1,000 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 +0.30%0.30%

HSA Tiered Checking

Product/Term Dividend RateAPY
$0 - $4990.00%0.00%
$500 - $9990.10%0.10%
$1,000 - $4,9990.10%0.10%
$5,000 - $14,9990.15%0.15%
$15,000+0.20%0.20%

Rates effective as of April 1, 2021.


APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials. 
1. Must meet qualifiers to receive special rate. If qualifiers are not met, member will earn 0.10%.