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Share Certificates



Product/TermDividend Rate
($1,000 min)
APYDividend Rate
($100,000 min)
APY
3 month0.20%0.20%0.25%0.25%
6 month0.30%0.30%0.35%0.35%
3 year medex0.65%0.65%
Freedom 18 month
(Only certificate that allows regular deposits)
0.40% ($500 min)0.40% ($500 min)
Dividend Rate
($500 min)
APY Dividend Rate
($100,000 min)
APY
12 month0.45%0.45%0.50%0.50%
18 month0.50%0.50%0.55%0.55%
24 month0.60%0.60%0.65%0.65%
30 month0.60%0.60%0.65%0.65%
3 year0.65%0.65%0.70%0.70%
4 year0.75%0.75%0.80%0.80%
5 year0.94%0.95%1.00%1.00%






Investors Certificates



Term Dividend Rate
($5,000 min)
APY
3 month0.20%0.20%
4 month0.25%0.25%
6 month 0.30%0.30%
8 month w/checking*0.70%0.70%
10 month0.35%0.35%
12 month0.45%0.45%
13 month0.45%0.45%
13 month (Web Only)0.55%0.55%
Dividend Rate
($25,000 min)
APY
7 day 0.15%0.15%






IRA Certificates



Product/Term Dividend Rate
($500 min)
APY
8 month w/checking*0.70%0.70%
12 month 0.45%0.45%
13 month20.45%0.45%
18 month0.50%0.50%
2 year0.60%0.60%
3 year0.65%0.65%
4 year0.75%0.75%
5 year0.94%0.95%
IRA Subshare ($1,000 min)0.10%0.10%






Money Market IRA






Only IRA that allows regular deposits



Term Dividend Rate
($500 Minimum)
APY
18 month0.40%0.40%
 

Account Rates



Account Dividend RateAPY
Regular Shares0.10%0.10%
Advantage Checking
($1,000 min)
0.10%0.10%
Christmas Club0.10%0.10%
Special Shares0.10%0.10%
Vacation Shares0.10%0.10%






Classic Plus Shares & Money Market Savings



Product/Term Dividend RateAPY
$0 - $9990.10%0.10%
$1,000 - $4,9990.15%0.15%
$5,000 - $14,9990.15%0.15%
$15,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 +0.30%0.30%






Investors Money Market Savings



Product/Term Dividend RateAPY
$0 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.30%0.30%
$50,000 - $99,9990.45%0.45%
$100,000 - $249,9990.50%0.50%
$250,000 - $499,9990.55%0.55%
$500,000 +0.60%0.60%






High Interest Checking¹



Product/Term Dividend RateAPY
$0 - $1,0002.75%2.78%
$1,000.01 - $5,0001.00%1.00%
$5,000.01 +0.10%0.10%






Premium Money Market Checking



Product/term Dividend RateAPY
$1,000 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 +0.30%0.30%






HSA Tiered Checking



Product/Term Dividend RateAPY
$0 - $4990.00%0.00%
$500 - $9990.10%0.10%
$1,000 - $4,9990.10%0.10%
$5,000 - $14,9990.15%0.15%
$15,000+0.20%0.20%






HSA Money Market Savings



Product/Term Dividend RateAPY
$2,500 - $4,9990.10%0.10%
$5,000 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.25%0.25%
$50,000 +0.30%0.30%






Rates effective as of October 22, 2020.



APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings.



* Rate Specials. 



1. Must meet qualifiers to receive special rate. If qualifiers are not met, member will earn 0.10%.