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Share Certificates

Product/TermDividend Rate
($1,000 min)
APYDividend Rate
($100,000 min)
APY
3 month0.25%0.25%0.30%0.30%
6 month0.85%0.85%0.90%0.90%
3 year medex1.24%1.25%
Freedom 18 month
(Only certificate that allows regular deposits)
1.01% ($500 min)1.01% ($500 min)
Dividend Rate
($500 min)
APY Dividend Rate
($100,000 min)
APY
12 month1.34%1.35%1.39%1.40%
18 month1.39%1.40%1.44%1.45%
24 month1.54%1.55%1.59%1.60%
30 month1.59%1.60%1.64%1.65%
3 year1.69%1.70%1.74%1.75%
4 year2.18%2.20%2.23%2.25%
5 year2.33%2.36%2.37%2.40%

Investors Certificates

Term Dividend Rate
($5,000 min)
APY
3 month0.25%0.25%
4 month0.50%0.50%
6 month 0.85%0.85%
8 month w/checking*2.23%2.25%
10 month0.95%0.95%
12 month1.34%1.35%
13 month1.39%1.40%
13 month (Web Only)0.75%0.75%
Dividend Rate
($25,000 min)
APY
7 day 0.25%0.25%

IRA Certificates

Product/Term Dividend Rate
($500 min)
APY
8 month w/checking*2.23%2.25%
12 month 1.34%1.35%
18 month1.39%1.40%
2 year1.54%1.55%
3 year1.69%1.70%
4 year2.18%2.20%
5 year2.33%2.36%
IRA Subshare ($1,000 min)0.20%0.20%

Money Market IRA

Only IRA that allows regular deposits

Term Dividend Rate
($500 Minimum)
APY
18 month1.01%1.01%

Account Rates

Account Dividend RateAPY
Regular Shares0.20%0.20%
Advantage Checking
($1,000 min)
0.15%0.15%
Christmas Club0.20%0.20%
Special Shares0.20%0.20%
Vacation Shares0.20%0.20%

Classic Plus Shares & Money Market Savings

Product/Term Dividend RateAPY
$0 - $9990.30%0.30%
$1,000 - $4,9990.40%0.40%
$5,000 - $14,9990.50%0.50%
$15,000 - $24,9990.70%0.70%
$25,000 - $49,9990.90%0.90%
$50,000 +1.01%1.01%

Investors Money Market Savings

Product/Term Dividend RateAPY
$0 - $9,9990.50%0.50%
$10,000 - $24,9990.70%0.70%
$25,000 - $49,9991.01%1.01%
$50,000 - $99,9991.04%1.05%
$100,00 - $249,9991.49%1.50%
$250,000 - $499,9991.84%1.86%
$500,000 +1.98%2.00%

High Interest Checking²

Product/Term Dividend RateAPY
$0 - $1,0004.00%4.07%
$1,000.01 - $5,0002.00%2.02%
$5,000.01 +0.25%0.25%

Premium Money Market Checking

Product/term Dividend RateAPY
$1,000 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 +0.50%0.50%

HSA Tiered Checking

Product/Term Dividend RateAPY
$0 - $4990.00%0.00%
$500 - $9990.10%0.10%
$1,000 - $4,9990.15%0.15%
$5,000 - $14,9990.25%0.25%
$15,000+0.30%0.30%

HSA Money Market Savings

Product/Term Dividend RateAPY
$2,500 - $4,9990.15%0.15%
$5,000 - $9,9990.20%0.20%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.50%0.50%
$50,000 +0.60%0.60%
Rates effective as of May 16, 2019.

APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings. * Rate Specials ¹ $500 minimum deposit is required to open advertised certificates. Minimum $100,000 in single certificate is required to earn higher advertised rates. Early withdrawal penalties and fees may apply and could reduce earnings on deposit accounts. Offer available beginning January 10, 2019. This is a limited time offer and is subject to change at any time without notice. Special quotes must be obtained for deposits of more than $1,000,000 and may differ from posted rates. ² Must meet qualifiers to receive special rate. If qualifiers are not met, member will earn 0.10%.