Make an Appointment

Share Certificates

Product/TermDividend Rate
($1,000 min)
APYDividend Rate
($100,000 min)
APY
3 month0.20%0.20%0.25%0.25%
6 month0.30%0.30%0.35%0.35%
3 year medex0.75%0.75%
Freedom 18 month
(Only certificate that allows regular deposits)
0.40% ($500 min)0.40% ($500 min)
Dividend Rate
($500 min)
APY Dividend Rate
($100,000 min)
APY
12 month0.55%0.55%0.60%0.60%
18 month0.60%0.60%0.65%0.65%
24 month0.70%0.70%0.75%0.75%
30 month0.70%0.70%0.75%0.75%
3 year0.75%0.75%0.80%0.80%
4 year0.85%0.85%0.90%0.90%
5 year1.04%1.05%1.09%1.10%

Investors Certificates

Term Dividend Rate
($5,000 min)
APY
3 month0.20%0.20%
4 month0.25%0.25%
6 month 0.30%0.30%
8 month w/checking*0.70%0.70%
10 month0.45%0.45%
12 month0.55%0.55%
13 month20.55%0.55%
13 month (Web Only)0.55%0.55%
Dividend Rate
($25,000 min)
APY
7 day 0.15%0.15%

IRA Certificates

Product/Term Dividend Rate
($500 min)
APY
8 month w/checking*0.70%0.70%
12 month 0.55%0.55%
13 month20.55%0.55%
18 month0.60%0.60%
2 year0.70%0.70%
3 year0.75%0.75%
4 year0.85%0.85%
5 year1.04%1.05%
IRA Subshare ($1,000 min)0.10%0.10%

Money Market IRA

Only IRA that allows regular deposits

Term Dividend Rate
($500 Minimum)
APY
18 month0.40%0.40%
>

Account Rates

Account Dividend RateAPY
Regular Shares0.10%0.10%
Advantage Checking
($1,000 min)
0.10%0.10%
Christmas Club0.10%0.10%
Special Shares0.10%0.10%
Vacation Shares0.10%0.10%

Classic Plus Shares & Money Market Savings

Product/Term Dividend RateAPY
$0 - $9990.10%0.10%
$1,000 - $4,9990.15%0.15%
$5,000 - $14,9990.15%0.15%
$15,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 +0.30%0.30%

Investors Money Market Savings

Product/Term Dividend RateAPY
$0 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.30%0.30%
$50,000 - $99,9990.45%0.45%
$100,000 - $249,9990.60%0.60%
$250,000 - $499,9990.65%0.65%
$500,000 +0.75%0.75%

High Interest Checking¹

Product/Term Dividend RateAPY
$0 - $1,0004.00%4.07%
$1,000.01 - $5,0002.00%2.02%
$5,000.01 +0.15%0.15%

Premium Money Market Checking

Product/term Dividend RateAPY
$1,000 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 +0.30%0.30%

HSA Tiered Checking

Product/Term Dividend RateAPY
$0 - $4990.00%0.00%
$500 - $9990.10%0.10%
$1,000 - $4,9990.10%0.10%
$5,000 - $14,9990.15%0.15%
$15,000+0.20%0.20%

HSA Money Market Savings

Product/Term Dividend RateAPY
$2,500 - $4,9990.10%0.10%
$5,000 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.25%0.25%
$50,000 +0.30%0.30%
Rates effective as of June 25, 2020.

APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials. 
1. Must meet qualifiers to receive special rate. If qualifiers are not met, member will earn 0.10%.
2. A minimum initial certificate balance of $5,000 is required to receive the advertised rate. The rate is available April 9, 2020. This offer is only available for a limited time and is subject to change without notice. Early withdrawal penalties may apply and could reduce earnings. Deposits over $1,000,000 require a special rate quote. This product renews into a standard 13-month Investor’s Certificate at maturity. Businesses and individuals are eligible. This special is also available as an IRA Certificate with a $500 minimum initial balance to receive the advertised rate.