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Share Certificates

Product/TermDividend Rate
($1,000 min)
APYDividend Rate
($100,000 min)
APY
3 month0.20%0.20%0.25%0.25%
6 month0.25%0.25%0.30%0.30%
3 year medex0.95%0.95%
Freedom 18 month
(Only certificate that allows regular deposits)
0.65% ($500 min)0.65% ($500 min)
Dividend Rate
($500 min)
APY Dividend Rate
($100,000 min)
APY
12 month0.50%0.50%0.55%0.55%
18 month*0.75%0.75%0.80%0.80%
24 month0.80%0.80%0.85%0.85%
30 month0.85%0.85%0.90%0.90%
3 year1.09%1.10%1.14%1.15%
4 year*1.44%1.45%1.49%1.50%
5 year1.59%1.60%1.69%1.70%


Investors Certificates

Term Dividend Rate
($5,000 min)
APY
3 month0.25%0.25%
4 month0.25%0.25%
6 month 0.30%0.30%
7 month0.30%0.30%
7 month w/checking*0.75%0.75%
10 month0.50%0.50%
12 month0.50%0.50%
13 month0.55%0.55%
13 month (Web Only)*0.70%0.70%
Dividend Rate
($25,000 min)
APY
7 day 0.20%0.20%


Raise Your Rate Certificate***

TermDividend Rate
($5,000 min)
APY
36 month*1.09%1.10%
60 month*1.83%1.85%

IRA Certificates

Product/Term Dividend Rate
($500 min)
APY
12 month 0.55%0.55%
18 month0.65%0.65%
2 year0.80%0.80%
3 year1.09%1.10%
4 year*1.44%1.45%
5 year1.69%1.70%
IRA Subshare ($1,000 min)0.12%0.12%


Money Market IRA

Only IRA that allows regular deposits

Term Dividend Rate
($500 Minimum)
APY
18 month0.65%0.65%

Raise Your Rate IRA Certificate***

Term Dividend Rate
($5,000 min)
APY
36 month*1.09%1.10%
60 month*1.83%1.85%

Account Rates

Account Dividend RateAPY
Regular Shares0.12%0.12%
Advantage Checking
($1,000 min)
0.10%0.10%
Christmas Club0.12%0.12%
Special Shares0.12%0.12%
Vacation Shares0.12%0.12%

Classic Plus Shares & Money Market Savings

Product/Term Dividend RateAPY
$0 - $9990.12%0.12%
$1,000 - $4,9990.20%0.20%
$5,000 - $14,9990.25%0.25%
$15,000 - $24,9990.30%0.30%
$25,000 - $49,9990.30%0.30%
$50,000 +0.40%0.40%

Investors Money Market Savings

Product/Term Dividend RateAPY
$0 - $9,9990.05%0.05%
$10,000 - $24,9990.12%0.12%
$25,000 - $49,9990.45%0.45%
$50,000 - $99,9990.55%0.55%
$100,000 - $249,9990.65%0.65%
$250,000 +0.65%0.65%

High Interest Checking**

Product/Term Dividend RateAPY
$0 - $1,0004.00%4.00%
$1,000.01 - $5,0002.00%2.00%
$5,000.01 +0.20%0.20%

Premium Money Market Checking

Product/term Dividend RateAPY
$1,000 - $9,9990.10%0.10%
$10,000 - $24,9990.12%0.12%
$25,000 - $49,9990.20%0.20%
$50,000 +0.35%0.35%

HSA Tiered Checking

Product/Term Dividend RateAPY
$0 - $4990.00%0.00%
$500 - $9990.05%0.05%
$1,000 - $4,9990.10%0.10%
$5,000 - $14,9990.15%0.15%
$15,000+0.30%0.30%

HSA Money Market Savings

Product/Term Dividend RateAPY
$2,500 - $4,9990.12%0.12%
$5,000 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.45%0.45%
$50,000 +0.55%0.55%

Rates effective as of July 30, 2015.

* Denotes Rate Specials
** Must meet qualifiers to receive special rate. If qualifiers are not met, member will earn 0.10%.
*** Can increase rate once for 36-month or twice for 60-month.