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Share Certificates

Product/TermDividend Rate
($1,000 min)
APYDividend Rate
($100,000 min)
APY
3 month0.25%0.25%0.30%0.30%
6 month0.55%0.55%0.60%0.60%
3 year medex0.95%0.95%
Freedom 18 month
(Only certificate that allows regular deposits)
0.65% ($500 min)0.65% ($500 min)
Dividend Rate
($500 min)
APY Dividend Rate
($100,000 min)
APY
12 month0.70%0.70%0.75%0.75%
18 month0.75%0.75%0.80%0.80%
19 month*1.49%1.50%1.64%1.65%
24 month1.00%1.00%1.05%1.06%
30 month1.05%1.06%1.09%1.10%
3 year1.29%1.30%1.34%1.35%
47 month*2.23%2.25%2.37%2.40%
4 year1.49%1.50%1.54%1.55%
5 year2.08%2.10%2.13%2.15%

Investors Certificates

Term Dividend Rate
($5,000 min)
APY
3 month0.25%0.25%
4 month0.30%0.30%
6 month 0.55%0.55%
8 month w/checking*0.80%0.80%
10 month0.55%0.55%
12 month0.70%0.70%
13 month0.65%0.65%
13 month (Web Only)0.75%0.75%
Dividend Rate
($25,000 min)
APY
7 day 0.25%0.25%

Raise Your Rate Certificate***

TermDividend Rate
($5,000 min)
APY
36 month*1.09%1.10%
60 month*1.98%2.00%

IRA Certificates

Product/Term Dividend Rate
($500 min)
APY
12 month 0.70%0.70%
18 month0.75%0.75%
2 year1.00%1.00%
3 year1.29%1.30%
4 year1.49%1.50%
5 year2.08%2.10%
IRA Subshare ($1,000 min)0.20%0.20%

Money Market IRA

Only IRA that allows regular deposits

Term Dividend Rate
($500 Minimum)
APY
18 month0.75%0.75%

Raise Your Rate IRA Certificate***

Term Dividend Rate
($5,000 min)
APY
36 month*1.09%1.10%
60 month*1.98%2.00%

Account Rates

Account Dividend RateAPY
Regular Shares0.20%0.20%
Advantage Checking
($1,000 min)
0.15%0.15%
Christmas Club0.20%0.20%
Special Shares0.20%0.20%
Vacation Shares0.20%0.20%

Classic Plus Shares & Money Market Savings

Product/Term Dividend RateAPY
$0 - $9990.30%0.30%
$1,000 - $4,9990.40%0.40%
$5,000 - $14,9990.50%0.50%
$15,000 - $24,9990.60%0.60%
$25,000 - $49,9990.70%0.70%
$50,000 +0.75%0.75%

Investors Money Market Savings

Product/Term Dividend RateAPY
$0 - $9,9990.15%0.15%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.60%0.60%
$50,000 - $99,9990.75%0.75%
$100,000 - $249,9990.85%0.85%
$250,000 +1.01%1.01%

High Interest Checking**

Product/Term Dividend RateAPY
$0 - $1,0004.00%4.07%
$1,000.01 - $5,0002.00%2.02%
$5,000.01 +0.25%0.25%

Premium Money Market Checking

Product/term Dividend RateAPY
$1,000 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 +0.50%0.50%

HSA Tiered Checking

Product/Term Dividend RateAPY
$0 - $4990.00%0.00%
$500 - $9990.10%0.10%
$1,000 - $4,9990.15%0.15%
$5,000 - $14,9990.25%0.25%
$15,000+0.30%0.30%

HSA Money Market Savings

Product/Term Dividend RateAPY
$2,500 - $4,9990.15%0.15%
$5,000 - $9,9990.20%0.20%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.50%0.50%
$50,000 +0.60%0.60%

Rates effective as of November 16, 2017.

APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings.
* Denotes Rate Specials
** Must meet qualifiers to receive special rate. If qualifiers are not met, member will earn 0.10%.
*** Can increase rate once for 36-month or twice for 60-month.