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Share Certificates

Product/TermDividend Rate
($1,000 min)
APYDividend Rate
($100,000 min)
APY
3 month0.25%0.25%0.30%0.30%
6 month0.75%0.75%0.80%0.80%
3 year medex1.24%1.25%
Freedom 18 month
(Only certificate that allows regular deposits)
1.01% ($500 min)1.01% ($500 min)
Dividend Rate
($500 min)
APY Dividend Rate
($100,000 min)
APY
12 month1.24%1.25%1.29%1.30%
18 month1.29%1.30%1.34%1.35%
24 month1.34%1.35%1.39%1.40%
30 month1.39%1.40%1.44%1.45%
3 year1.44%1.45%1.49%1.50%
4 year1.59%1.60%1.64%1.65%
5 year1.74%1.75%1.79%1.80%

Investors Certificates

Term Dividend Rate
($5,000 min)
APY
3 month0.25%0.25%
4 month0.40%0.40%
6 month 0.75%0.75%
8 month w/checking*1.98%2.00%
10 month0.85%0.85%
12 month1.24%1.25%
13 month1.29%1.30%
13 month (Web Only)0.75%0.75%
Dividend Rate
($25,000 min)
APY
7 day 0.25%0.25%

IRA Certificates

Product/Term Dividend Rate
($500 min)
APY
8 month w/checking*1.98%2.00%
12 month 1.24%1.25%
18 month1.29%1.30%
2 year1.34%1.35%
3 year1.44%1.45%
4 year1.59%1.60%
5 year1.74%1.75%
IRA Subshare ($1,000 min)0.15%0.15%

Money Market IRA

Only IRA that allows regular deposits

Term Dividend Rate
($500 Minimum)
APY
18 month1.01%1.01%
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Account Rates

Account Dividend RateAPY
Regular Shares0.15%0.15%
Advantage Checking
($1,000 min)
0.10%0.10%
Christmas Club0.15%0.15%
Special Shares0.15%0.15%
Vacation Shares0.15%0.15%

Classic Plus Shares & Money Market Savings

Product/Term Dividend RateAPY
$0 - $9990.20%0.20%
$1,000 - $4,9990.25%0.25%
$5,000 - $14,9990.30%0.30%
$15,000 - $24,9990.50%0.50%
$25,000 - $49,9990.70%0.70%
$50,000 +1.01%1.01%

Investors Money Market Savings

Product/Term Dividend RateAPY
$0 - $9,9990.30%0.30%
$10,000 - $24,9990.50%0.50%
$25,000 - $49,9990.75%0.75%
$50,000 - $99,9991.04%1.05%
$100,00 - $249,9991.49%1.50%
$250,000 - $499,9991.54%1.55%
$500,000 +1.59%1.60%

High Interest CheckingĀ¹

Product/Term Dividend RateAPY
$0 - $1,0004.00%4.07%
$1,000.01 - $5,0002.00%2.02%
$5,000.01 +0.25%0.25%

Premium Money Market Checking

Product/term Dividend RateAPY
$1,000 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 +0.50%0.50%

HSA Tiered Checking

Product/Term Dividend RateAPY
$0 - $4990.00%0.00%
$500 - $9990.10%0.10%
$1,000 - $4,9990.15%0.15%
$5,000 - $14,9990.25%0.25%
$15,000+0.30%0.30%

HSA Money Market Savings

Product/Term Dividend RateAPY
$2,500 - $4,9990.15%0.15%
$5,000 - $9,9990.20%0.20%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.50%0.50%
$50,000 +0.60%0.60%
Rates effective as of January 23, 2020.

APY = Annual Percentage Yield. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials.Ā 
1. Must meet qualifiers to receive special rate. If qualifiers are not met, member will earn 0.10%.