APY = Annual Percentage Yield
Share Certificates
| Product/Term | Minimum Deposit | Dividend | APY |
|---|---|---|---|
| 3 Month | $500 $100,000 | 0.15% 0.20% | 0.15% 0.20% |
| 6 Month | $500 $100,000 | 0.25% 0.30% | 0.25% 0.30% |
| 12 Month | $500 $100,000 | 0.35% 0.40% | 0.35% 0.40% |
| 18 Month | $500 $100,000 | 0.35% 0.40% | 0.35% 0.40% |
| 24 Month | $500 $100,000 | 0.45% 0.50% | 0.45% 0.50% |
| 30 Month | $500 $100,000 | 0.45% 0.50% | 0.45% 0.50% |
| 3 Year | $500 $100,000 | 0.55% 0.60% | 0.55% 0.60% |
| 4 Year | $500 $100,000 | 0.65% 0.70% | 0.65% 0.70% |
| 5 Year | $500 $100,000 | 0.75% 0.80% | 0.75% 0.80% |
| 3 Year Medex | $500 | 0.55% | 0.55% |
| Freedom 18 Month Allows regular deposits | $500 | 0.30% | 0.30% |
Investors Certificates
| Product/Term | Minimum Deposit | Dividend | APY |
|---|---|---|---|
| 3 Month | $5,000 | 0.15% | 0.15% |
| 4 Month | $500 | 0.20% | 0.20% |
| 6 Month | $5,000 | 0.25% | 0.25% |
| 7 Month² | $5,000 | 0.25% | 0.25% |
| 7 Month w/Checking² | $5,000 | 0.25% | 0.25% |
| 8 Month w/Checking¹ | $5,000 | 0.50% | 0.50% |
| 10 Month | $5,000 | 0.30% | 0.30% |
| 12 Month | $5,000 | 0.35% | 0.35% |
| 13 Month | $500 | 0.35% | 0.35% |
| 7 Day | $25,000 | 0.15% | 0.15% |
IRA Certificates
| Product/Term | Minimum Deposit | Dividend | APY |
|---|---|---|---|
| 8 Month w/Checking¹ | $500 | 0.50% | 0.50% |
| 12 Month | $500 | 0.35% | 0.35% |
| 13 Month | $500 | 0.35% | 0.35% |
| 18 Month | $500 | 0.35% | 0.35% |
| 2 Year | $500 | 0.45% | 0.45% |
| 3 Year | $500 | 0.55% | 0.55% |
| 4 Year | $500 | 0.65% | 0.65% |
| 5 Year | $500 | 0.75% | 0.75% |
| IRA Subshare | $500 | 0.10% | 0.10% |
| Freedom 18 Month Allows regular deposits | $500 | 0.30% | 0.30% |
Web-Only Certificate²
| Product/Term | Minimum Deposit | Dividend | APY |
|---|---|---|---|
| 13 Month² | $500 | 0.55% | 0.55% |
Account Rates
| Product | Dividend | APY |
|---|---|---|
| Member Loyalty | 2.96% | 3.00% |
| Membership Savings | 0.10% | 0.10% |
| You Choose Savings | 0.10% | 0.10% |
| Advantage Checking² | 0.10% | 0.10% |
HSA Tiered Checking
| Tier | Dividend Rate | APY |
|---|---|---|
| $0 - $499 | 0.00% | 0.00% |
| $500 - $999 | 0.10% | 0.10% |
| $1,000 - $4,999 | 0.10% | 0.10% |
| $5,000 - $14,999 | 0.15% | 0.15% |
| $15,000+ | 0.20% | 0.20% |
HSA Money Market Savings²
| Tier | Dividend Rate | APY |
|---|---|---|
| $2,500 - $4,999 | 0.10% | 0.10% |
| $5,000 - $9,999 | 0.10% | 0.10% |
| $10,000 - $24,999 | 0.15% | 0.15% |
| $25,000 - $49,999 | 0.25% | 0.25% |
| $50,000 + | 0.30% | 0.30% |
Investors Money Market Savings
| Tier | Dividend Rate | APY |
|---|---|---|
| $0 - $9,999 | 0.15% | 0.15% |
| $10,000 - $24,999 | 0.20% | 0.20% |
| $25,000 - $49,999 | 0.25% | 0.25% |
| $50,000 - $99,999 | 0.30% | 0.30% |
| $100,000 - $249,999 | 0.30% | 0.30% |
| $250,000 - $499,999 | 0.35% | 0.35% |
| $500,000 + | 0.40% | 0.40% |
High Interest Checking²
| Tier | Dividend Rate | APY |
|---|---|---|
| $0 - $1,000 | 1.29% | 1.30% |
| $1,000.01 - $5,000 | 0.70% | 0.70% |
| $5,000.01 + | 0.10% | 0.10% |
Money Market & Classic Plus Savings²
| Tier | Dividend Rate | APY |
|---|---|---|
| $0 - $999 | 0.10% | 0.10% |
| $1,000 - $4,999 | 0.10% | 0.10% |
| $5,000 - $14,999 | 0.15% | 0.15% |
| $15,000 - $24,999 | 0.15% | 0.15% |
| $25,000 - $49,999 | 0.20% | 0.20% |
| $50,000 + | 0.20% | 0.20% |
Premium Money Market Checking²
| Tier | Dividend Rate | APY |
|---|---|---|
| $1,000 - $9,999 | 0.10% | 0.10% |
| $10,000 - $24,999 | 0.15% | 0.15% |
| $25,000 - $49,999 | 0.20% | 0.20% |
| $50,000 + | 0.30% | 0.30% |
All rates are subject to change at any time. Early withdrawal penalties may apply and could reduce earnings.
¹ Rate Specials
² No longer open to new deposits.