Share Certificates  |  IRA Certificates  |  HSA Tiered Checking  |  Savings  |  Investors Money Market Savings  |  High Interest Checking  | Business & Public Funds Premium Money Market Savings  |  Business Rates  |  Other Accounts  | HSA Money Market Savings  | Premium Money Market Checking  |  Money Market & Classic Plus Savings

Share Certificates

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Product/Term	Minimum Deposit	Dividend	APY
7 Day	$500 $100,000	0.85% 0.90%	0.85% 0.90%
3 Month	$500 $100,000	1.14% 1.19%	1.15% 1.20%
4 Month	$500 $100,000	1.19% 1.24%	1.20% 1.25%
6 Month	$500 $100,000	1.49% 1.54%	1.50% 1.55%
8 Month w/checking*	$500	3.69%	3.75%
10 Month	$500 $100,000	1.59% 1.64%	1.60% 1.65%
12 Month	$500 $100,000	1.79% 1.83%	1.80% 1.85%
13 Month*	$500 $100,000	4.12% 4.17%	4.20% 4.25%
18 Month	$500 $100,000	1.83% 1.88%	1.85% 1.90%
19 Month*	$500 $100,000	3.88% 3.93%	3.95% 4.00%
24 Month	$500 $100,000	1.88% 1.93%	1.90% 1.95%
30 Month	$500 $100,000	1.93% 1.98%	1.95% 2.00%
3 Year	$500 $100,000	2.13% 2.18%	2.15% 2.20%
47 Month*	$500 $100,000	3.59% 3.64%	3.65% 3.70%
4 Year	$500 $100,000	2.18% 2.23%	2.20% 2.25%
5 Year	$500 $100,000	2.42% 2.47%	2.45% 2.50%

 

IRA Certificates

Product/Term	Minimum Deposit	Dividend	APY
8 Month w/Checking*	$500	3.69%	3.75%
12 Month	$500	1.79%	1.80%
13 Month*	$500	4.12%	4.20%
18 Month	$500	1.83%	1.85%
19 Month*	$500	3.88%	3.95%
2 Year	$500	1.88%	1.90%
3 Year	$500	2.18%	2.15%
47 Month*	$500	3.59%	3.65%
4 Year	$500	2.18%	2.20%
5 Year	$500	2.42%	2.45%

 

HSA Tiered Checking

Tier	Dividend Rate	APY
$0 - $499	0.75%	0.75%
$500 - $999	1.00%	1.00%
$1,000 - $4,999	1.24%	1.25%
$5,000 - $14,999	1.49%	1.50%
$15,000+	1.74%	1.75%

 

Savings

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Product	Dividend	APY
Member Loyalty	4.17%	4.25%
Membership Savings	0.35%	0.35%
Christmas Club	0.35%	0.35%
You Choose Savings	0.35%	0.35%
IRA Savings	0.35%	0.35%
Opportunity	0.35%	0.35%

 

Investors Money Market Savings

Tier	Dividend Rate	APY
$0 - $24,999	1.24%	1.25%
$25,000 - $49,999	1.34%	1.35%
$50,000 - $249,999	1.98%	2.00%
$250,000 - $499,999	2.13%	2.15%
$500,000 - $999,999	2.18%	2.20%
$1,000,000 - $2,999,999	2.52%	2.55%
$3,000,000	3.01%	3.05%

 

High Interest Checking

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Tier	Dividend Rate	APY
$0 - $1,000	2.47%	2.50%
$1,000.01 - $5,000	1.00%	1.00%
$5,000.01+	0.20%	0.20%

 

Business & Public Funds Premium Money Market Savings

Tier		Dividend Rate	APY
$7,500 - $49,999		1.34%	1.35%
$50,000 - $249,999		1.98%	2.00%
$250,000 - $999,999		2.18%	2.20%
$1,000,000 - $2,999,999		2.52%	2.55%
$3,000,000 - $4,999,999		3.01%	3.05%
$5,000,000 - $9,999,999		Call for rate	Call for rate
$10,000,000 +		Call for rate	Call for rate

 

Business Savings

Product		Dividend Rate	APY
Business Savings		0.35%	0.35%
Business Special Savings		0.35%	0.35%
Business Savings Escrow		0.35%	0.35%

 

Other Accountsˆ

Product	Dividend	APY
Advantage Checking^	0.10%	0.10%
Freedom 18 Month^	0.30%	0.30%
Freedom 18 Month IRA^	0.30%	0.30%

 

HSA Money Market Savingsˆ

Tier	Dividend Rate	APY
$2,500 - $4,999^	0.25%	0.25%
$5,000 - $9,999^	0.40%	0.40%
$10,000 - $24,999^	0.50%	0.50%
$25,000 - $49,999^	0.50%	0.50%
$50,000+^	0.50%	0.50%

 

Premium Money Market Checkingˆ

Tier	Dividend Rate	APY
$1,000 - $9,999^	0.10%	0.10%
$10,000 - $24,999^	0.15%	0.15%
$25,000 - $49,999^	0.20%	0.20%
$50,000+^	0.30%	0.30%

 

Money Market & Classic Plus Savingsˆ

Tier	Dividend Rate	APY
$0 - $999^	0.50%	0.50%
$1,000 - $4,999^	0.60%	0.60%
$5,000 - $14,999^	0.75%	0.75%
$15,000 - $24,999^	0.90%	0.90%
$25,000 - $49,999^	1.09%	1.10%
$50,000+^	1.24%	1.25%

Rates effective as of 1/13/2023

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APY = Annual Percentage Yield. All rates are subject to change at any time. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials
^ No longer open to new deposits.