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Share Certificates

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Product/TermMinimum DepositDividendAPY
7 Day$500
$100,000
0.85%
0.90%
0.85%
0.90%
3 Month$500
$100,000
1.14%
1.19%
1.15%
1.20%
4 Month$500
$100,000
1.19%
1.24%
1.20%
1.25%
6 Month$500
$100,000
1.49%
1.54%
1.50%
1.55%
8 Month w/checking*$5003.69%3.75%
10 Month$500
$100,000
1.59%
1.64%
1.60%
1.65%
12 Month$500
$100,000
1.79%
1.83%
1.80%
1.85%
13 Month*$500
$100,000
4.12%
4.17%
4.20%
4.25%
18 Month$500
$100,000
1.83%
1.88%
1.85%
1.90%
19 Month*$500
$100,000
3.88%
3.93%
3.95%
4.00%
24 Month$500
$100,000
1.88%
1.93%
1.90%
1.95%
30 Month$500
$100,000
1.93%
1.98%
1.95%
2.00%
3 Year$500
$100,000
2.13%
2.18%
2.15%
2.20%
47 Month*$500
$100,000
3.59%
3.64%
3.65%
3.70%
4 Year$500
$100,000
2.18%
2.23%
2.20%
2.25%
5 Year$500
$100,000
2.42%
2.47%
2.45%
2.50%

 

IRA Certificates

Product/TermMinimum DepositDividendAPY
8 Month w/Checking*$5003.69%3.75%
12 Month$5001.79%1.80%
13 Month*$5004.12%4.20%
18 Month$5001.83%1.85%
19 Month*$5003.88%3.95%
2 Year$5001.88%1.90%
3 Year$5002.18%2.15%
47 Month*$5003.59%3.65%
4 Year$5002.18%2.20%
5 Year$5002.42%2.45%

 

HSA Tiered Checking

Tier Dividend RateAPY
$0 - $4990.75%0.75%
$500 - $9991.00%1.00%
$1,000 - $4,9991.24%1.25%
$5,000 - $14,9991.49%1.50%
$15,000+1.74%1.75%

 

Savings

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ProductDividendAPY
Member Loyalty4.17%4.25%
Membership Savings0.35%0.35%
Christmas Club0.35%0.35%
You Choose Savings0.35%0.35%
IRA Savings0.35%0.35%
Opportunity0.35%0.35%

 

Investors Money Market Savings

Tier Dividend RateAPY
$0 - $24,9991.24%1.25%
$25,000 - $49,9991.34%1.35%
$50,000 - $249,9991.98%2.00%
$250,000 - $499,9992.13%2.15%
$500,000 - $999,9992.18%2.20%
$1,000,000 - $2,999,9992.52%2.55%
$3,000,0003.01%3.05%

 

High Interest Checking

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Tier Dividend RateAPY
$0 - $1,0002.47%2.50%
$1,000.01 - $5,0001.00%1.00%
$5,000.01+0.20%0.20%

 

Business & Public Funds Premium Money Market Savings

TierDividend RateAPY
$7,500 - $49,9991.34%1.35%
$50,000 - $249,9991.98%2.00%
$250,000 - $999,9992.18%2.20%
$1,000,000 - $2,999,9992.52%2.55%
$3,000,000 - $4,999,9993.01%3.05%
$5,000,000 - $9,999,999Call for rateCall for rate
$10,000,000 +Call for rateCall for rate

 

Business Savings

ProductDividend RateAPY
Business Savings0.35%0.35%
Business Special Savings0.35%0.35%
Business Savings Escrow0.35%0.35%

 

Other Accountsˆ

ProductDividendAPY
Advantage Checking^0.10%0.10%
Freedom 18 Month^0.30%0.30%
Freedom 18 Month IRA^0.30%0.30%

 

HSA Money Market Savingsˆ

Tier Dividend RateAPY
$2,500 - $4,999^0.25%0.25%
$5,000 - $9,999^0.40%0.40%
$10,000 - $24,999^0.50%0.50%
$25,000 - $49,999^0.50%0.50%
$50,000+^0.50%0.50%

 

Premium Money Market Checkingˆ

Tier Dividend RateAPY
$1,000 - $9,999^0.10%0.10%
$10,000 - $24,999^0.15%0.15%
$25,000 - $49,999^0.20%0.20%
$50,000+^0.30%0.30%

 

Money Market & Classic Plus Savingsˆ

Tier Dividend RateAPY
$0 - $999^0.50%0.50%
$1,000 - $4,999^0.60%0.60%
$5,000 - $14,999^0.75%0.75%
$15,000 - $24,999^0.90%0.90%
$25,000 - $49,999^1.09%1.10%
$50,000+^1.24%1.25%

Rates effective as of 1/13/2023


APY = Annual Percentage Yield. All rates are subject to change at any time. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials

^ No longer open to new deposits.