In observance of  Memorial Day, all Centra locations will be closed on Monday, May 29, 2017. Locations will reopen with normal hours on Tuesday, May 30.

It’s never too early to start saving for education or retirement expenses. From setting money aside for college expenses to planning ahead so you can reap the rewards of your hard-working years, we offer investment options that will help your money grow.

With Centra, you can open a:

Traditional IRA*

  • Almost anyone with earned income is eligible
  • Tax-free contributions (tax on withdrawals)
  • Compounding interest
  • Start withdrawing by age 70½

Roth IRA*

  • Income limits for contributing
  • Tax-free withdrawals (tax on contributions)
  • Compounding interest
  • More flexibility for withdrawals

Coverdell Education Savings Account (Education IRA)*

  • Trust or custodial account
  • Used to pay qualified education expenses for a designated beneficiary
  • Tax-free distributions

Get Started

Already a member? Manage your current account or open a new one at Retirement Central.

See contribution limits and other handy information on the IRS website.

To get more information or open an IRA, contact us or visit your local Centra branch.

Early withdrawal penalties and maintenance fees may apply and could reduce earnings on deposit accounts.