Business Checking

Every dollar counts, and Centra helps your money go further with a variety of business checking account options. Whether you’re managing a non-profit, a family-owned business, or a commercial company, Centra can help you with your banking needs! Contact us today to open your business checking account.

Business Community Checking

Centra’s Business Community Checking is a great fit for not-for-profit groups, or non-profit organizations, that have a relatively low number of monthly transactions.


  • 400 free monthly transactions¹ ($0.20 per transaction once exceeded)
  • No monthly maintenance fees
  • Minimum opening deposit of $50

Small Business Checking

Your business deserves VIP treatment no matter its size. That’s why Centra offers Small Business Checking accounts with a variety of free services and no monthly maintenance fees.


  • 500 free monthly transactions¹ ($0.30 per transactions once exceeded)
  • No monthly maintenance fees
  • Minimum opening deposit of $100

Select Business Checking

If you operate a medium to large business with higher monthly transactions, a Select Business Checking account from Centra is a great fit. This account still gives you the benefit of convenient services while supporting higher business volume.


  • 750 free monthly transactions¹ ($0.25 per transaction once exceeded)
  • No monthly maintenance fee if you maintain an average daily balance of $10,000 or more (otherwise monthly service charge is $15)
  • Minimum opening deposit of $100

Available Services

All Centra business checking accounts qualify for the following services:

  • MasterCard® debit card
  • Digital banking
  • Stop payments
  • Book transfers
  • Business Bill Pay
  • Wire origination²
  • ACH origination²

Empower your business with a Centra Business Mastercard!

Running a business is no small task. Using your Centra Business Mastercard makes it easier and more rewarding! With Mastercard’s Easy Savings™, you could earn rebates on everyday purchases, putting that money back into your business.

Business checking account holders can earn rebates on expenses such as:

  • Hotels
  • Gas stations
  • Restaurants

Find rebates for eligible merchants

Centra at Work

Get personalized financial products, services, and guidance from Centra! Centra at Work has solutions centered around you, for all aspects of financial wellness.

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Open a business checking account today!

Taking care of business is easy when you choose one of Centra’s business checking accounts.

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1. Transactions are defined as any ACH origination, ACH credit or debit, deposited items, paid items, Debit Card credit or debit, POS debit or credit, Payroll Deposit, Shared Branch deposit or withdrawal and teller assisted transactions. 2. Wire and ACH origination services must be approved in advance by Centra Credit Union.