Use the link below to make a loan payment with a debit card. To pay from a bank account, please register for digital banking.
Are you ready to Shop & Win?
From November 1 through December 31, you’ll be entered for a chance to win the amount of your purchase up to $100 when you use you Centra debit or credit card!
Centra Credit Union – Centered Around You
As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.
We’re making homeownership more affordable!
Centra recently made changes to the loan-to-value requirements for private mortgage insurance (PMI), saving Members with lower down payments the cost of PMI!
Buying a home is easier than you think.
Whether it’s your first home or your next home, we make the process simple and personalized for your unique needs.
Deposit rates
Start growing your savings today!
8-month certificate with checking
4.30% APY*
News
November 2024: A letter from the President
Dear Members, Each year as we get closer to the holidays, I […]
Learn MoreCommunity
Celebrating the importance of giving back
Now-a-days, it can be easy to get wrapped up in personal responsibilities, […]
Learn MoreMoney Management
Have debt to consolidate? Consider a balance transfer!
Are you looking to save on interest and lower your monthly payments? […]
Learn MoreProtect
Protect your information with digital banking!
With the chaos of daily life, the last thing you want to […]
Learn MoreMoney Management
How to register for digital banking
Registering for digital banking is simply and quick! Plus, the process is […]
Learn MoreNews
Celebrating the credit union difference!
As a not-for-profit financial institution, Centra works a little differently than your […]
Learn MoreMoney Management
Avoid these budgeting pitfalls!
Avoiding budgeting pitfalls is crucial for maintaining financial health and achieving your […]
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September 2024: A letter from the President
Dear Members, As we all know, cybersecurity has become an important topic […]
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Celebrating Hispanic Heritage Month
Hispanic Heritage Month, celebrated from September 15 to October 15, is a […]
Learn MoreMortgage
We’re making homeownership more affordable!
Centra is focused on creating value for our Members, and we found […]
Learn MoreMoney Management
The importance of financial wellness
As we kick off Financial Wellness Month, it’s time to shine a […]
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Have a question for us? Ask Sam, your virtual guide!
Our new virtual guide Sam gives you the information you’re looking for within seconds. Just visit Centra.org and look for the green chat bubble in the lower right-hand corner.
Learn MoreProtect
Don’t get smished!
Smishing is basically phishing, where scammers try to get personal info by […]
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We’ve upgraded our Contact Center!
We’re excited to share that we’ve upgraded our Contact Center to improve […]
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July 2024: A letter from the President
Dear Members, As you may know, building an emergency savings is an […]
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Hello Zionsville!
Our location is Zionsville, IN is open! This new location is part […]
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Recognizing American heritage
Centra is recognizing American heritage during July. Throughout history, cultures from all […]
Learn MoreMoney Management
So you missed a payment? We can help!
Sometimes life happens and you miss a payment. We’ve all been there […]
Learn MoreMoney Management
Give your savings a boost with Centra!
Could you use a boost to your savings account? Or maybe you’re […]
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Centra Celebrates Pride Month
At Centra, we strive to create value for our Members, Team Members, […]
Learn MoreDigital banking
Money management made easy.
Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.
Get startedMember Loyalty
Bank with Centra, get rewarded!
Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.
Learn moreOpen a checking or savings account today!
Centra is built differently, and it’s what our Members experience every day.
Become a Member*APY=Annual Percentage Yield. A minimum deposit of $500 AND an active Centra checking account is required to receive the advertised rate. The rate is effective as of November 14, 2024. Rate is subject to change at anytime. Early withdrawal penalties may apply and could reduce earnings.
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