Centra’s live chat services will be temporarily unavailable beginning March 1, 2024, due to a Contact Center upgrade. Access to the automated chat, known as our virtual guide Sam, will also be unavailable. We anticipate launching our upgraded live chat in the second quarter of 2024. During this time, please reach out to us by calling 800-232-3642 or visiting Centra.org/contact-us. We appreciate your patience while we improve our system!

Debit Card Round Up

A savings solution that makes a lot of cents.

Debit Card Round Up makes saving money easy! Debit Card Round Up is a feature available on Centra consumer checking accounts¹ that lets you “round up” the change on each debit card purchase to the nearest dollar. For example, if you purchase a tank of gas for $32.50, then $0.50 will be automatically transferred from your checking account to your Member Loyalty Account (MLA). All your Debit Card Round Up savings then grow even faster with your MLA’s interest rate of 4.50% APY².

If you use your debit card to buy gas, a cup of coffee, lunch, groceries, and more, Round Up makes cents! You can build your savings without even thinking about it.

Log in to digital banking to sign up for Debit Card Round Up today!

Round Up transfers are made in one, single transaction at the start of each calendar day. This transfer includes the Round Up amount for each debit card transaction that posted to your account the prior day. The Round Up transfer will not be made if you don’t have enough money in your eligible checking account for the full transfer.

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Round Up Disclosures

1. Round Up is not available on HSA Checking accounts. 2. Annual Percentage Yield. Subject to change at anytime.

Watch Your Member Loyalty Account Grow!

Maximize your cash rewards. Learn more today.

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