Contactless Debit Card

What Your Centra Debit Mastercard® Can Do for You.

Your Centra Debit Mastercard is a simple, fast and safe way to pay, made for today. Use it everywhere you shop and spend, including online. And when only cash will do, you can access your money from one of the largest global ATM networks.

Contactless Cards


If your card has a wave-like symbol that looks like a sideways Wi-Fi icon on the front, that means it’s contactless! You can tap to pay with your contactless cards at participating stores. If the place you shop doesn’t accept contactless payments, insert or swipe your card!

Your Contactless Card is Safe and Secure!

Each time you tap your card, the transaction creates a one-time security code that protects your payment information. That means your card information isn’t stored by the retailer, so your card is safeguarded against data breaches.

Plus, contactless cards only work when they’re within one to two inches of the payment terminal. You can also visit your nearest Centra location to pick up an RFID blocking sleeve for an extra layer of protection.

Find A Contactless Retailer

Mastercard ID Theft Protection™

Your Centra Debit Card comes with Mastercard ID Theft Protection to better safeguard you against possible identity theft and bring you security and peace of mind.¹

  • Monitors your credit file for changes that could indicate fraud, such as new credit inquiries, an address change, or a new account opened in your name.²
  • Sends alert notifications whenever suspicious activity is detected so that you can take immediate action to minimize potential damage. The tool monitors suspicious activity related to the personal information you choose to track such as your name, address, email address, social security number, date of birth, debit/credit card numbers, or other sensitive data.²
  • Provides ID Theft Resolution, with white-glove service, assigning a resolution specialist to you when you require assistance resolving issues related to identity theft.²


Mastercard ID Theft Protection comes with your Centra Mastercard at no additional cost. To activate your ID Theft Protection benefits, click the button and enter your card number to start the registration process.²


Mastercard Zero Liability Protection

Have peace of mind knowing that you won’t be held responsible in the event that your debit card is stolen and someone makes unauthorized purchases with your card.²

Learn more >



Take CardControl Wherever You Go

Protect your money by deciding when, where, and how your Centra debit cards are used with the CardControl app. Stay in-the-know with notifications each time your card is used. Accidentally misplace your card? Turn it off in CardControl until you know it’s safe in your hands.

Learn more about CardControl >



Nearly 30,000 Surcharge-Free ATMs

Use your Centra Debit Card to get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never far from your money. Search for the closest surcharge-free ATM. >

Learn more about the CO-OP network >



Digital Payments

To quickly and securely pay from your phone or other mobile device, add your Centra Debit Cards to a digital payment option.

Learn more about Digital Payments >



Click to Pay

Use your Centra debit Mastercard in Click to Pay to start enjoying fast, secure, password-free online checkout.

Learn more about Click to Pay >



EMV Cards

EMV or chip cards allow for more security when making credit card purchases than paying with a magnetic stripe.

Learn more about EMV Cards >



Instant Issue Debit Cards

Gone are the days of waiting a few weeks for a new Debit Card – with Instant Issue, you’ll get a new card instantly. Simply make an appointment at your nearest Centra location and we’ll replace your lost Debit Card on the spot!



Travel Tips

Going on vacation is about getting away from stress, not creating it. Read our post about limiting your Debit or Credit Cards issues while traveling.

Tips for using your cards while traveling >



uChoose Rewards – Debit

If you still have a Rewards Checking Account, you can continue to use the rewards points you’ve earned until they expire.

Visit the uChoose Rewards website >


1. For cardholders who enrolled prior to July 1, 2019, this service shall be provided by CSID until December 31, 2019. Cardholders will have to re-enroll with Generali Global Assistance, Inc. at the link provided in the enrolled cardholder notices. Cardholders will need to register for this service. Cardholders who enroll on or after July 1, 2019, this service shall be provided by Generali Global Assistance Inc.2. Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for details or call 1-800-MASTERCARD.Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. ©2019 Mastercard. All rights reserved. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

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