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Everything in life starts with an opportunity, including the second chance to build a strong financial record. Get your finances in order and rebuild your financial record with Opportunity Savings and Checking accounts.*

Your Opportunity to Learn

It takes $5 to open an Opportunity Savings Account.  Once you’ve opened an Opportunity Savings account, then you can open an Opportunity Checking account.

Your Opportunity to Succeed

Enjoy these benefits of the Opportunity Checking Account:

  • Overdraft protection options – see below
  • Unlimited check writing
  • Limits on debit card use and check-cashing to help you stay on track

Overdraft Protection

Eligible members can also request overdraft protection. That way, you’ll have the peace of mind knowing you won’t have a bounced check or a declined transaction. Opportunity Checking accounts are eligible for three types of overdraft coverage (Courtesy Pay is not available for this account).

Access to more than 5,000 branch locations

Our participation in the CO-OP Shared Branch network means convenience when, where, and how you want it. As our member, you can visit any of the more than 5,400 locations where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your home branch. Search locations

Nearly 30,000 surcharge-free ATMs

Now you can get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never far from your money. Search for ATMs

Open an Opportunity Account Today

Contact us, visit any Centra location, or make an appointment that works with your schedule.

*$5 monthly fee with direct deposit. $8 month fee without direct deposit.