Everything in life starts with an opportunity, including the second chance to build a strong financial record. Get your finances in order and rebuild your financial record with Opportunity Savings and Checking accounts*.
Your Opportunity to Learn
It takes $6 to open an Opportunity Savings Account. As with all new Centra accounts, $5 is for account opening and $1 is for a Centra Foundation donation. Once you’ve opened an Opportunity Savings account, then you can open an Opportunity Checking account.
Your Opportunity to Succeed
Enjoy these benefits of the Opportunity Checking Account:
- No minimum balance
- Free online banking, online BillPayer and bank-by-phone services
- Unlimited check writing
- Limits on debit card use and check-cashing to help you stay on track
- Fraud Defender – Identity theft protection is available for purchase.
The Opportunity Checking Account has a low $5 monthly fee with Direct Deposit ($8 per month without).
Eligible members can also request overdraft protection. That way, you’ll have the peace of mind knowing you won’t have a bounced check or a declined transaction.
Opportunity Checking accounts are eligible for three types of overdraft coverage (Courtesy Pay is not available for this account).
*Early withdrawal penalties and maintenance fees may apply and could reduce earnings on deposit accounts.