A guide to savvy shopping for Mother’s Day
Mother’s Day is a time to celebrate the incredible moms, grandmothers, and mother figures in our lives. While we all want to show appreciation with meaningful gifts, that doesn’t mean we have to break the bank! With a little planning and creativity, you can give a thoughtful gift while staying financially responsible.
Set a budget before you tap that card
It can be easy to get carried away when shopping for loved ones, but setting a budget for yourself in advance can help keep your spending in check. Consider what you can afford without straining your finances, whether it’s $25, $50, or $100. If you’re using a credit card, plan to pay off the balance quickly to avoid interest charges.
Shop early and compare prices
Last-minute shopping can often lead to overspending. By planning ahead, you can take advantage of sales, compare prices, and find the best deals. Many retailers offer early Mother’s Day promotions, so keep an eye out for discounts on flowers, jewelry, clothing, or even spa packages!
Consider alternative gifting options
Not all meaningful gifts have to come with a hefty price tag. Here are some budget-friendly ideas that are still heartfelt:
- Do-it-yourself (DIY) gifts. Handmade gifts like a photo album, personalized cards, or gift baskets can be just as special as store-bought items.
- Subscription services. Is your mom a big reader? An audiobook membership can be an affordable and lasting gift.
- Upgraded essentials. Something as simple as upgrading a couple of your mother’s everyday essentials is another fun option, like new slippers, a cozy robe, or travel mug/cup.
- New experiences. Instead of a physical gift, consider spending quality time together trying something new. Whether it’s visiting a winery, going on a picnic, or attending a free local event, giving your mother a gift of a new experience(s) can be priceless!
Take advantage of Cashback Checking
You might be thinking, “How does Cashback Checking come into play here?” Well, with Centra’s Cashback Checking, Members can earn unlimited cash rewards based on how much they use their account. Cashback Checking has three tiers, each with similar benefits, but the higher you go, the more cash rewards you’ll receive at the end of each month! Members can earn up to $0.07 each time they use their debit card depending on their tier.
So, while you’re doing some shopping for your mom, you could be adding to your savings account at the same time without any additional work! Plus, there are other ways you can give a bigger boost to your cash rewards, like Debit Card Round Up, bonuses, and more!
Thoughtfulness matters
At the end of the day, Mother’s Day isn’t about the price tag. It’s about showing love and appreciation. A simple, heartfelt gesture can be more meaningful than an expensive gift!
By shopping smart and sticking to a budget, you can make this Mother’s Day special without compromising your financial goals. Happy Mother’s Day from Centra!
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