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You invest a lot in your home. Leverage its worth with a home equity loan or home equity line of credit from Centra Credit Union.  

  • A home equity loan can provide funds for a large one-time purchase. It's a fixed monthly payment over a fixed period of time.

  • A home equity line of credit (HELOC) is a variable rate loan that provides funds on demand. It’s a good way to meet ongoing cash needs such as medical bills or tuition payments.
  • Two great HELOC options: 
    1. No annual fee, competitive rate, minimum payments of 1% of outstanding balance 
    2. Low introductory rate for 12 months, interest only payments, annual fee 
    Not sure which home loan is right for you? Contact Centra or visit your local Centra office for personal help. 
    Calculate your Home Equity Payment 
    Use our convenient loan payment calculator to find out how much your home equity payment will be. 
    Want to make your loan payment now? Just click here. 
    Protect Your Loan from the Unexpected 
    Centra’s Debt Protection Program provides relief from delinquency, default or foreclosure in the event of a sudden income loss. This voluntary loan payment program has simple eligibility requirements.  

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