Autos, Trucks, Vans, Motorcycles

YearTermAPR* (%)Other Conditions
2016 - 2018Up to 48 months2.99-11.35
Up to 60 months 3.14-11.65
Up to 72 months3.59-7.84(Minimum Amount Financed $10,000)
Up to 84 months4.64-4.99(Minimum Amount Financed $20,000)
2014 - 2015Up to 48 months2.99-11.75
Up to 60 months3.24-12.05
Up to 72 months3.84-8.04(Minimum Amount Financed $10,000)
2011 - 2013Up to 48 months3.83-13.05
Up to 60 months 3.99-13.30
Up to 72 months4.39-8.64(Minimum Amount Financed $10,000)
2010 and olderUp to 36 months5.35-13.05
Up to 48 months5.45-13.30
Up to 60 months5.65-8.64

Boats, Motors, RV’s, Campers, Horse & Utility Trailers (Titled)

YearTermAPR* (%)Other Conditions
2016-2018Up to 60 months6.30-14.00
Up to 84 months7.60-15.30
Up to 120 months8.00-11.70(Minimum Amount Financed $18,000)
Up to 144 months8.30-12.00(Minimum Amount Financed $25,000)
2013 - 2015Up to 60 months6.65-14.35
Up to 84 months8.00-15.70
Up to 120 months8.60-12.30(Minimum amount Financed $18,000)
2012 and olderUp to 60 months7.95-15.65
Up to 84 months8.70-16.40
Up to 120 months9.25-12.95(Minimum amount Financed $18,000)
SECURED LOANSTermAPR* (%)
All Secured Loans48 months9.00

SECOND MORTGAGESTermAPR* (%)
Fixed Rate Equity Loan60 months3.75-4.75
Fixed Rate Equity Loan120 months4.25-5.25
Fixed Rate Equity Loan180 months4.625-5.375
Variable Rate** -
Equity Plus - Home Equity Line of Credit
Prime + 0% (up to 80% LTV) 3.75
Variable Rate** -
Equity Plus - Home Equity Line of Credit
Prime + 1% (80.01% to 90% LTV) 4.75
Variable Rate** -
Equity Plus - Home Equity Line of Credit
Prime + 2% (90.01 to 100% LTV) 5.75
SIGNATURE LOANSTermAPR* (%)
Variable Rate**n/a7.75
Fixed Rate Signature36 months9.50-17.25
Fixed Rate Signature48 months10.25-18.00
Fixed Rate Signature60 months10.50-18.00
CREDIT CARDSMinimum paymentCurrent rate (%)Annual fee
The YOU Card2% of avg balance8.75 - 15.75None
VISA Platinum2% of avg balance9.49 - 15.00None
Secured VISA Platinum2% of avg balance9.49 - 15.00None
PLEDGE LOANSTermAPR* (%)
Share SecuredUp to 120 monthsShare +2% margin
Certificate SecuredBased on maturity rateCertificate rate +2%

Rates effective as of January 3, 2017 and subject to change without notice.

*APR = Annual Percentage Rate
**Variable rates are subject to change; Interest rate index and any applicable margins are defined per loan contract.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.