Autos, Trucks, Vans, Motorcycles




Year	Term	APR¹ (%)	Other Conditions
2018 - 2020	Up to 48 months	4.29-11.99
	Up to 60 months	4.44-12.14
	Up to 72 months	4.99-8.59	(Minimum Amount Financed $10,000)
	Up to 84 months	5.99-6.94	(Minimum Amount Financed $20,000)
2016 - 2017	Up to 48 months	4.74-12.14
	Up to 60 months	4.89-12.24
	Up to 72 months	5.34-8.44	(Minimum Amount Financed $10,000)
2013 - 2015	Up to 48 months	4.89-12.99
	Up to 60 months	5.09-13.24
	Up to 72 months	5.54-8.99	(Minimum Amount Financed $10,000)
2012 and older	Up to 36 months	5.49-14.74
	Up to 48 months	5.59-14.84
	Up to 60 months	5.74-10.49




Boats, Motors, RV’s, Campers, Horse & Utility Trailers (Titled)




Year	Term	APR¹ (%)	Other Conditions
2018-2020	Up to 60 months	6.30-14.00
	Up to 84 months	7.60-15.30
	Up to 120 months	8.00-11.70	(Minimum Amount Financed $18,000)
	Up to 144 months	8.30-12.00	(Minimum Amount Financed $25,000)
2015 - 2017	Up to 60 months	6.65-14.35
	Up to 84 months	8.00-15.70
	Up to 120 months	8.60-12.30	(Minimum amount Financed $18,000)
2014 and older	Up to 60 months	7.95-15.65
	Up to 84 months	8.70-16.40
	Up to 120 months	9.25-12.95	(Minimum amount Financed $18,000)






SECURED LOANS	Term	APR¹ (%)
All Secured Loans	48 months	9.99






HOME EQUITY	Term	APR¹ (%)
Fixed Rate Equity Loan	60 months	4.50-5.75
Fixed Rate Equity Loan	120 months	4.95-6.25
Fixed Rate Equity Loan	180 months	5.375-6.375
Variable Rate² - Equity Plus - Home Equity Line of Credit	Prime + 0% (up to 80% LTV)	5.00
Variable Rate² - Equity Plus - Home Equity Line of Credit	Prime + 1% (80.01% to 90% LTV)	6.00
Variable Rate² - Equity Plus - Home Equity Line of Credit	Prime + 2% (90.01 to 100% LTV)	7.00






SIGNATURE LOANS	Term	APR¹ (%)
Variable Rate²	n/a	9.25
Fixed Rate Signature	36 months	10.50-18.00
Fixed Rate Signature	48 months	11.25-18.00
Fixed Rate Signature	60 months	11.50-18.00






CREDIT CARDS	Minimum payment	Current rate (%)	Annual fee
The YOU Card²	2% of avg balance	10.25 - 17.25	None
VISA Platinum²	2% of avg balance	10.99 - 16.25	None
Secured VISA Platinum²	2% of avg balance	10.99 - 16.25	None






PLEDGE LOANS	Term	APR¹ (%)
Share Secured	Up to 120 months	Share +2% margin
Certificate Secured	Based on maturity rate	Certificate rate +2%




Rates effective as of 8/3/2019 and subject to change without notice.





1 – APR = Annual Percentage Rate

2 – Variable rates are subject to change; Interest rate index and any applicable margins are defined per loan contract.

All loans are subject to credit approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.