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Autos, Trucks, Vans, Motorcycles




YearTermAPR¹ (%)Other Conditions
2019 - 2021Up to 48 months3.79-11.99
Up to 60 months 3.94-12.14
Up to 72 months4.49-8.34(Minimum Amount Financed $10,000)
Up to 84 months5.39-5.84(Minimum Amount Financed $20,000)
2017 - 2018Up to 48 months4.24-12.14
Up to 60 months4.39-12.24
Up to 72 months4.84-8.49(Minimum Amount Financed $10,000)
2014 - 2016Up to 48 months4.39-12.99
Up to 60 months 4.59-13.24
Up to 72 months5.04-8.99(Minimum Amount Financed $10,000)
2013 and olderUp to 36 months4.99-14.74
Up to 48 months5.09-14.84
Up to 60 months5.24-9.99








Boats, Motors, RV’s, Campers, Horse & Utility Trailers (Titled)




YearTermAPR¹ (%)Other Conditions
2019-2021Up to 60 months6.30-14.00
Up to 84 months7.60-15.30
Up to 120 months8.00-11.70(Minimum Amount Financed $18,000)
Up to 144 months8.30-12.00(Minimum Amount Financed $25,000)
2016 - 2018Up to 60 months6.65-14.35
Up to 84 months8.00-15.70
Up to 120 months8.60-12.30(Minimum amount Financed $18,000)
2015 and olderUp to 60 months7.95-15.65
Up to 84 months8.70-16.40
Up to 120 months9.25-12.95(Minimum amount Financed $18,000)








SECURED LOANSTermAPR¹ (%)
All Secured Loans48 months9.99








HOME EQUITYTermAPR¹ (%)
Fixed Rate Equity Loan60 months4.50-5.75
Fixed Rate Equity Loan120 months4.95-6.25
Fixed Rate Equity Loan180 months5.375-6.375
Variable Rate² -
Equity Plus - Home Equity Line of Credit
Prime + 0% (up to 80% LTV) 3.25
Variable Rate² -
Equity Plus - Home Equity Line of Credit
Prime + 1% (80.01% to 90% LTV) 4.25
Variable Rate² -
Equity Plus - Home Equity Line of Credit
Prime + 2% (90.01 to 100% LTV) 5.25








SIGNATURE LOANSTermAPR¹ (%)
Variable Rate²n/a7.25
Fixed Rate Signature36 months10.50-18.00
Fixed Rate Signature48 months11.25-18.00
Fixed Rate Signature60 months11.50-18.00








CREDIT CARDSMinimum paymentCurrent rate (%)Annual fee
The YOU Card²2% of avg balance8.25 - 15.25None
VISA Platinum²2% of avg balance8.99 - 14.25None
Secured VISA Platinum²2% of avg balance8.99 - 14.25None








PLEDGE LOANSTermAPR¹ (%)
Share SecuredUp to 120 monthsShare +2% margin
Certificate SecuredBased on maturity rateCertificate rate +2%








Rates effective as of 3/16/2020 and subject to change without notice.







1 – APR = Annual Percentage Rate



2 – Variable rates are subject to change; Interest rate index and any applicable margins are defined per loan contract.



All loans are subject to credit approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.