Autos, Trucks, Vans, Motorcycles
| Year | Term | APR* (%) | Other Conditions |
|---|---|---|---|
| 2016 - 2018 | Up to 48 months | 3.64-11.99 | |
| Up to 60 months | 3.79-12.14 | ||
| Up to 72 months | 4.19-8.84 | (Minimum Amount Financed $10,000) | |
| Up to 84 months | 4.99-5.49 | (Minimum Amount Financed $20,000) | |
| 2014 - 2015 | Up to 48 months | 3.64-12.14 | |
| Up to 60 months | 3.79-12.24 | ||
| Up to 72 months | 4.24-8.74 | (Minimum Amount Financed $10,000) | |
| 2011 - 2013 | Up to 48 months | 4.14-12.99 | |
| Up to 60 months | 4.34-13.24 | ||
| Up to 72 months | 4.74-9.49 | (Minimum Amount Financed $10,000) | |
| 2010 and older | Up to 36 months | 5.99-14.74 | |
| Up to 48 months | 6.09-14.84 | ||
| Up to 60 months | 6.24-10.99 |
Boats, Motors, RV’s, Campers, Horse & Utility Trailers (Titled)
| Year | Term | APR* (%) | Other Conditions |
|---|---|---|---|
| 2016-2018 | Up to 60 months | 6.30-14.00 | |
| Up to 84 months | 7.60-15.30 | ||
| Up to 120 months | 8.00-11.70 | (Minimum Amount Financed $18,000) | |
| Up to 144 months | 8.30-12.00 | (Minimum Amount Financed $25,000) | |
| 2013 - 2015 | Up to 60 months | 6.65-14.35 | |
| Up to 84 months | 8.00-15.70 | ||
| Up to 120 months | 8.60-12.30 | (Minimum amount Financed $18,000) | |
| 2012 and older | Up to 60 months | 7.95-15.65 | |
| Up to 84 months | 8.70-16.40 | ||
| Up to 120 months | 9.25-12.95 | (Minimum amount Financed $18,000) |
| SECURED LOANS | Term | APR* (%) |
|---|---|---|
| All Secured Loans | 48 months | 9.00 |
| SECOND MORTGAGES | Term | APR* (%) |
|---|---|---|
| Fixed Rate Equity Loan | 60 months | 3.75-4.75 |
| Fixed Rate Equity Loan | 120 months | 4.25-5.25 |
| Fixed Rate Equity Loan | 180 months | 4.625-5.375 |
| Variable Rate** - Equity Plus - Home Equity Line of Credit | Prime + 0% (up to 80% LTV) | 4.00 |
| Variable Rate** - Equity Plus - Home Equity Line of Credit | Prime + 1% (80.01% to 90% LTV) | 5.00 |
| Variable Rate** - Equity Plus - Home Equity Line of Credit | Prime + 2% (90.01 to 100% LTV) | 6.00 |
| SIGNATURE LOANS | Term | APR* (%) |
|---|---|---|
| Variable Rate** | n/a | 8.25 |
| Fixed Rate Signature | 36 months | 9.50-17.25 |
| Fixed Rate Signature | 48 months | 10.25-18.00 |
| Fixed Rate Signature | 60 months | 10.50-18.00 |
| CREDIT CARDS | Minimum payment | Current rate (%) | Annual fee |
|---|---|---|---|
| The YOU Card | 2% of avg balance | 9.25 - 16.25 | None |
| VISA Platinum | 2% of avg balance | 9.99 - 15.25 | None |
| Secured VISA Platinum | 2% of avg balance | 9.99 - 15.25 | None |
| PLEDGE LOANS | Term | APR* (%) |
|---|---|---|
| Share Secured | Up to 120 months | Share +2% margin |
| Certificate Secured | Based on maturity rate | Certificate rate +2% |
Rates effective as of July 14, 2017 and subject to change without notice.
*APR = Annual Percentage Rate
**Variable rates are subject to change; Interest rate index and any applicable margins are defined per loan contract.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.