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Love Your Payment

Love your car, love your payment

Stop daydreaming and start driving! Low rates on auto loans and flexible financing make it easier to afford the car or truck you want. There’s no loan application fee and we’ll help you every step of the way, so you’ll be driving off into the sunset before you know it! 

Refinance The One You’ve Got

If you love your car or truck, but not the amount you’re paying each month, we may be able to save you money by refinancing your auto loan.

That New Car Smell

If you plan on visiting the dealership for your next purchase, let them know that you’d like to use Centra financing.

Apply now, or meet with us when it’s convenient for you.

Hit the Road with Confidence

You’re probably a great driver, but life happens to even the best of us. Protect yourself from the unexpected with one of our auto loan protection options.

  • Centra Debt Protection Program. You won’t have to worry about delinquency, default or foreclosure of your auto loan if you experience a protected life event like involuntary unemployment, disability, or loss of life. Centra’s Debt Protection Program can cancel your loan balance if these unfortunate circumstances occur.
  • Guaranteed Asset Protection (GAP). Even if your loan balance becomes higher than your vehicle’s value (which can happen as a car or truck’s value declines), you won’t have to worry about financial loss or liability with this protection. GAP coverage can take care of the difference between an insurance reimbursement and your outstanding loan balance.
  • Mechanical Repair Coverage.  Extended warranty coverage is available to enhance your vehicle’s mechanical protection and protect you from unexpected expenses.