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Love your car, love your payment

Stop daydreaming and start driving! Low rates on auto loans and flexible financing make it easier to afford the car or truck you want. There’s no loan application fee and we’ll help you every step of the way, so you’ll be driving off into the sunset before you know it!

If you love your car or truck, but not the amount you’re paying each month, we may be able to save you money by refinancing your auto loan.

Ask us about refinancing your ride today!

Hit the Road with Confidence

You’re probably a great driver, but life happens to even the best of us. Protect yourself from the unexpected with one of our auto loan protection options.

Centra Debt Protection

You won’t have to worry about delinquency, default or foreclosure of your auto loan if you experience a protected life event like involuntary unemployment, disability, or loss of life. Centra’s Debt Protection Program can cancel your loan balance if these unfortunate circumstances occur.

Mechanical Repair Coverage

No one plans for an unexpected car breakdown. With our mechanical repair coverage, you can be ready for the road ahead. Centra is bringing you a better car repair experience. If your car qualifies, you can purchase mechanical repair coverage at an exclusive member rate.

Guaranteed Asset Protection (GAP)

Even if your loan balance becomes higher than your vehicle’s value (which can happen as a car or truck’s value declines), you won’t have to worry about financial loss or liability with this protection. GAP coverage can take care of the difference between an insurance reimbursement and your outstanding loan balance.

Proof of Auto Insurance

If you received a notice from us requesting evidence of current insurance, because it is required as a condition of your loan agreement. Use this secure site to submit proof of insurance.

Apply online now, or make an appointment when it’s convenient for you.