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Love Your Payment

Do you love your car and love your payment? If not, let’s talk!

We’re offering a refinance deal that may take your relationship from love/hate to love/love! With rates as low as 2.99% APR* and a unique 90 days no payment offer, you won’t regret refinancing! Apply online here and get started toward loving your car just as much as it loves you!

  • No Payments for 90 Days

  • 2.99% APR*

This offer is available on new loans to Centra. Apply now, or meet with us when it’s convenient for you.

Hit the Road with Confidence

You’re probably a great driver, but life happens to even the best of us. Protect yourself from the unexpected with one of our auto loan protection options.

  • Centra Debt Protection Program. You won’t have to worry about delinquency, default or foreclosure of your auto loan if you experience a protected life event like involuntary unemployment, disability, or loss of life. Centra’s Debt Protection Program can cancel your loan balance if these unfortunate circumstances occur.
  • Guaranteed Asset Protection (GAP). Even if your loan balance becomes higher than your vehicle’s value (which can happen as a car or truck’s value declines), you won’t have to worry about financial loss or liability with this protection. GAP coverage can take care of the difference between an insurance reimbursement and your outstanding loan balance.
  • Mechanical Repair Coverage.  Extended warranty coverage is available to enhance your vehicle’s mechanical protection and protect you from unexpected expenses.

*Annual Percentage Rate. Auto, Trucks and Motorcycles. Refinance loans (must be NEW loan to Centra with at least 6 months payment history verified by existing contract or credit bureau), AND Person-to-Person purchases (NOT applicable to Indirect). Payments must be set up on automatic deduction from Centra checking or payroll deduction for offer to be valid. No other offers, coupons or discounts apply. All other normal underwriting guidelines apply. Good for applications for these product types taken from 9/4/18 – 11/30/18, with loan closings required by 12/15/18. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, and your credit score, age of vehicle, etc. Rates subject to change without notice.