*Annual Percentage Rate. Auto, Trucks and Motorcycles. Refinance loans (must be NEW loan to Centra with at least 6 months payment history verified by existing contract or credit bureau), AND Person-to-Person purchases (NOT applicable to Indirect). Payments must be set up on automatic deduction from Centra checking or payroll deduction for offer to be valid. No other offers, coupons or discounts apply. All other normal underwriting guidelines apply. Good for applications for these product types taken from 9/4/18 – 11/30/18, with loan closings required by 12/15/18. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, and your credit score, age of vehicle, etc. Rates subject to change without notice.