Click here to learn more about the Equifax data breach and check to see if you may be impacted.

Love Your Car, Love Your Payment

Love your car, love your payment

If you love your current car or truck, but not the amount you’re paying each month, we can help. Refinance today and get:

  • No Payments for 90 Days

  • 1.99% APR*

Apply now, or meet with us when it’s convenient for you.

Hit the Road with Confidence

You’re probably a great driver, but life happens to even the best of us. Protect yourself from the unexpected with one of our auto loan protection options.

  • Centra Debt Protection Program. You won’t have to worry about delinquency, default or foreclosure of your auto loan if you experience a protected life event like involuntary unemployment, disability, or loss of life. Centra’s Debt Protection Program can cancel your loan balance if these unfortunate circumstances occur.
  • Guaranteed Asset Protection (GAP). Even if your loan balance becomes higher than your vehicle’s value (which can happen as a car or truck’s value declines), you won’t have to worry about financial loss or liability with this protection. GAP coverage can take care of the difference between an insurance reimbursement and your outstanding loan balance.
  • Mechanical Repair Coverage.  Extended warranty coverage is available to enhance your vehicle’s mechanical protection and protect you from unexpected expenses.

Auto Loans are Easy at Centra

There are several ways to apply for an auto loan at Centra. When shopping for your next ride, just let the dealer know that you’d like to use Centra financing. You can also apply online, or meet with us at your convenience.

*Annual Percentage Rate. Refinance loans must be NEW loan to Centra with at least 6 months payment history verified by existing contract or credit bureau, AND Person-to-Person purchases (NOT applicable to Indirect). Payments must be set up on automatic deduction from Centra checking or payroll deduction for offer to be valid. No other offers, coupons or discounts apply. All other normal underwriting guidelines apply. Good for Auto, Truck and Motorcycle applications taken through 9/30/17, with loan closings required by 10/15/17. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, and your credit score, age of vehicle, etc. Rates subject to change without notice.