Use the link below to make a loan payment with a card. To pay from a bank account, please register for digital banking.
Deposit rates
Start growing your savings today!
8-month certificate with checking
5.00% APY*
Centra Credit Union – Centered Around You
As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.
Shop & Win is back!
Want a chance to win up to $100? Now’s your chance with Shop & Win! Just use your Centra debit or credit card for all your purchases.
Exciting
Announcement
from Centra
Centra Credit Union is excited to announce an upcoming partnership with NorthPark Community Credit Union!
Buying a home is easier than you think.
Whether it’s your first home or your next home, we make the process simple and personalized for your unique needs.
Set up direct deposit & earn a $25 bonus.**
Add direct deposit to your existing Centra checking account and get $25 in your Member Loyalty Account!
News
November 2023: A letter from the President
Dear Members, In my letters this year, I’ve celebrated many achievements with […]
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Celebrating the credit union difference
Banking with a credit union might seem just like banking anywhere else. […]
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Centra recognized with statewide awards from the ICUL!
Centra Credit Union was recognized for two statewide awards for philanthropic efforts […]
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Celebrating People Helping People
At Centra, we live by the mantra “People Helping People” and strive […]
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Updates regarding ATM/ITM outage
Centra Credit Union has now restored service to all of our ATMs […]
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September 2023: A letter from the President
Dear Members, As part of our diversity, equity, and inclusion (DEI) efforts, […]
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Centra closes on Scottsburg property
Centra has closed on a new property in Scottsburg. The 5-acre lot, […]
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Celebrando la Herencia Hispana
En el mes de Septiembre, Centra está celebrando la herencia Hispana! Celebrar […]
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Celebrating Hispanic Heritage
For the month of September, Centra is celebrating Hispanic heritage! Celebrating Hispanic […]
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The importance of financial wellness
For the month of August, Centra is celebrating the importance of financial […]
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July 2023: A letter from the President
Dear Members, In my last letter, I shared that our Charlestown location […]
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Celebrating American heritage
At Centra, we strive to create value for our Members, Team Members, […]
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Happy Pride Month!
At Centra, we strive to create value for our Members, Team Members, […]
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We’re opening a new location in Corydon, IN!
Centra Credit Union is opening a new location in Corydon, Indiana early […]
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Strategies to help you get out of debt
If you’re struggling with debt, you’re not alone. Did you know the […]
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2023 Teaming Up With Teachers winners!
The Centra Foundation loves showing our appreciation for the educators in our […]
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May 2023: A letter from the President
Dear Members, The last week of April was a time of celebration […]
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Celebrating wellness
For the month of May, we’re celebrating wellness. What do we mean […]
Learn MoreCommunity
Congratulations 2023 scholarship recipients!
The Centra Foundation and Centra Credit Union invest in our Members’ future […]
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A financial partner you can count on
When there’s a lot going on in the world, the last thing […]
Learn MoreDigital banking
Money management made easy.
Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.
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Bank with Centra, get rewarded!
Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.
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Centra is built differently, and it’s what our Members experience every day.
Become a Member*APY= Annual Percentage Yield. A minimum initial certificate balance of $500 is required to receive the advertised rate. The rate is effective as of November 9, 2023. This offer is only available for a limited time and is subject to change without notice. Early withdrawal penalties may apply and could reduce earnings. Deposits more than $1,000,000 require a special rate quote. This product renews into a standard 48-month share certificate at maturity. Businesses and individuals are eligible. This special is also available as an IRA certificate with a $500 minimum initial balance to receive the advertised rate.
**Early access to money from a direct deposit depends on when the payer submits the payment file. Centra generally makes your direct deposit available on the day the payment file is received, which may be one day earlier than the scheduled payment date.