Centra is currently experiencing an ATM and ITM outage. During this time, please use digital banking to manage your accounts or visit your nearest Centra location. We apologize for the inconvenience and appreciate your patience while we work to restore service. Read more

Limited time bonus

Open a new
checking account
& earn up to $150

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Centra Credit Union – Centered Around You

As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.

8-Month Certificate w/Checking

5.00% APY*

Minimum deposit $500

Open Yours Today More Deposit Rates

Buying a home is easier than you think.

Whether it’s your first home or your next home, we make the process simple and personalized for your unique needs.

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Get paid early with Centra!

Switch your direct deposit to Centra and get paid up to one day early.**


Digital banking

Money management made easy.

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Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.

Get started

Member Loyalty

Bank with Centra, get rewarded!

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Being a Centra Member pays with our all-cash Member Loyalty Rewards program! Click below to learn more.

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Open a Checking or Savings Account Today!

Centra is built differently and it’s what our Members experience every day.

Become a Member

*APY= Annual Percentage Yield. An active Centra checking account is required to receive the advertised rate. The rate is effective as of June 22, 2023. Early withdrawal penalties may apply and could reduce earnings.

**Early access to money from a direct deposit depends on when the payer submits the payment file. Centra generally makes your direct deposit available on the day the payment file is received, which may be one day earlier than the scheduled payment date.