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Our Members are the reason for everything we do.

“I was not just another person in line. I felt special.”


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Centered Around You

As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.

Our Difference

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Limited Time HELOC Special

Apply or use your HELOC and earn a $50 Member Loyalty Bonus

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How easy is buying a home?

Whether you’re looking to buy now or in the future, the process is much easier than you think.

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Certificate Special

Limited Time Certificate Special


1.26% APY

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Introducing Zogo Classroom

Zogo classroom

Learn all about money with Zogo right from your browser!

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Digital banking

A brand new digital experience

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After more than 5,000 hours researching and testing, your new digital banking is coming.

Digital Banking

Open a Checking or Savings Account Today!

Centra is built differently and it’s what our Members experience every day.

Become a Member