Use the link below to make a loan payment with a debit card. To pay from a bank account, please register for digital banking.
Skip-a-Pay
Kick back, relax, and skip a payment on your Centra loan when you need to!
Whether you’ve experienced an unexpected life event or are running a little short on cash, Centra’s Skip-a-Pay might be the perfect break for you! Instead of making a Centra loan payment, you can use the extra cash to pay off other high-interest bills, pay for that home improvement project, or start saving for a vacation!
Skip-a-Pay lets you skip a payment on eligible loans*, extending your due date (and loan maturity date) by 30 days. You can skip only one payment every 12 months, with a maximum of four skipped payments for the life of the loan. Your loan must be paid current to be eligible for Skip-a-Pay and must not have active collateral protection insurance, also known as lender-placed insurance.
A $25 service charge is applied to the balance of the loan at the time the Skip-a-Pay is processed. If you’d like to pay the service charge when you skip the payment, you can make a $25 payment to the principal balance.
*Skip-a-Pay is not available for home equity lines of credit, indirect lease loans, pledge loans, and credit cards.