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Let’s help you boost your financial wellness.

You’re here because your financial score fell between a 0-39. The good news is we’re here to help! Get started by making an appointment at your nearest Centra location. A Team Member can review your situation and help guide you on the right path. Here are more ways you can work toward your goals:

Build or review your financial plan. It’s hard to get ahead if you’re not completely sure where your money is going. Reviewing your income and expenses is a starting point to cutting your spending and growing your savings. Click here to learn how to review your finances.

If everything looks a little messy, simplify your finances as much as possible.

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Start building your savings with Centra’s all-cash Member Loyalty Rewards. The more banking you do with Centra, the more opportunities you have to earn cash. Your cash is then deposited into your Member Loyalty Account where it continues to grow with an interest rate of 3.00% APY* which is higher than any other savings account at Centra.

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Get a Loan Check-Up. During this free credit review, we’ll look at how much you’re spending each month on loan payments (at Centra and with other lenders) and look for ways to help.

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Check your credit. Everyone’s credit is measured and scored. The higher the number, the more confidence lenders have that a person will be able to repay their debt on time. If you have a lower credit score, there are a few ways to build your score. Want to earn while you learn about credit? Check out the “Improve Your Credit” category in Zogo!

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Plan for the future. When you’re facing tough financial situations, insurance and investments seem out of reach. However, these are important resources that help protect you and your family. Meet with a financial advisor to review your options.

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