Use the link below to make a loan payment with a debit card. To pay from a bank account, please register for digital banking.
Get $600 when you become a Member!
This limited-time offer won’t last long. Make the switch today and get rewarded!
Become a Centra Member and get $6001 when you complete these simple steps:
- Open a Cashback or High Interest Checking account.
- Sign up for electronic statements.
- Receive at least $500 in direct deposits each month for two consecutive months.
Use promo code GET600 when you open your account and start experiencing banking that puts you first.
Choose the account that fits your lifestyle
Plus, get paid early with Centra!
Switch your direct deposit and get paid up to one day2 early. You can also get alerts when your paycheck hits your account.
Switch to Centra with just a few clicks! We make it easy.
More ways to earn
Shop & Win is here!
Use your Centra debit or credit card for everyday purchases, and you could win up to $100!
Member Loyalty Rewards
With Centra’s all-cash Member Loyalty Rewards, the more banking you do with Centra, the more opportunities you have to earn cash!
Experience the credit union difference at Centra!
Giving back
As a not-for-profit, we support our Communities through volunteer efforts, donations, and our Centra Foundation programs.
Financial Education
We believe everyone deserves access to financial education. That’s why we offer free, unbiased, and bilingual education through Onward with Centra Credit Union.
1. Must use promo code “GET600” at account opening. To qualify for this offer, you must qualify for Membership with Centra and cannot be a current Member of the Credit Union. Offer is available when you become a Centra Credit Union Member, open a Cashback Checking or High Interest Checking account, and complete the following qualifying activities: sign up for eStatements and receive at least $500 in direct deposits each month to the new checking account for two consecutive months. The account must be opened between November 1, 2025, and December 31, 2025. You will have 90 days from the date you open your checking account to complete qualifying activities. The earned incentive will be deposited into your Member Loyalty Account on or around the 5th of the month following the end of the qualification period. For tax purposes, you will receive a Form 1099-INT for the bonus. Offer cannot be combined with any offers.
2. Early access to money from a direct deposit depends on when the payer submits the payment file. Centra generally makes your direct deposit available on the day the payment file is received, which may be one day earlier than the scheduled payment date.