Become a Member

“Centra values their Members. That’s what they do best.”

From opportunities to earn cash rewards for banking with Centra to exceptional service, everything we do is centered around our Members.

Become a Member

Membership Means Something

Member Focus

As a not-for-profit financial institution our focus is solely on our Members.

Lower Fees

Our profits go back to you as new products, cash rewards, lower fees, and better rates.

Member Owner

When you open an account, you become one of the owners of Centra Credit Union.

Membership Map

Credit unions look to their own communities first when it comes to giving back.

OUR PROMISE TO YOU

Centered Around You

It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do. It’s the difference you experience every day as a Centra Member.

Become A Member

ONLINE RESOURCES

Helping You Achieve Your Goals

You can build your financial health with our free resources. Earn while you learn about money with Zogo or figure out your finances with our calculators. And if you’re building up your community, we help with that too through our scholarships, sponsorships, and more.

Who Can Bank With Centra?

You can bank at Centra if you or your immediate family members live or work in the following Indiana and Kentucky counties:

Indiana Counties

Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, and White Counties. We also serve the following townships in Marion County: Center, Franklin, Lawrence, Pike, Perry, Warren, Washington and Wayne.

Kentucky Counties

Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, and Trimble.

Service Area Map

What Our Members Are Saying


“The services are amazing.”



“The employees look like they enjoy helping people.”



It Pays to Learn About Money

Download Zogo and join the daily ‘pineapple party’ to earn points for gift cards. Take some short courses, test your knowledge, and cash out with gift cards to your favorite stores!

Learn About Zogo

Free Checking that Pays

Cashback Checking lets you earn unlimited cash rewards based on how much you use your account! With this free account, you can earn cash each time you use your debit card.

Cashback Checking
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