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Our Scottsburg Walmart branch will be closed October 18 - October 30 for renovations. During this time, please visit one of our other Scottsburg locations.

Free Checking that pays

Cashback Checking lets you earn unlimited cash rewards based on how much you use your account! With this free account, you can earn cash each time you use your debit card. At the end of each month, your rewards will be deposited into your Member Loyalty Account (MLA)! If you don’t meet the rewards requirements, you’ll still have a free checking account.

Cashback quote from Steve
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What Cashback tier will you fit in?

Tier One

There are no requirements for Tier One. You’ll have:

    • No minimum balance
    • No ATM fees from Centra for using another financial institution’s ATM
    • No monthly maintenance fees

Tier Two

If you:

    • Use your debit card at least 15 times per month
    • Are signed up for eStatements and have a direct deposit to your checking account

You’ll have:

    • All the benefits of Tier One
    • $0.05 each time you use your debit card¹ added to your MLA at the end of the month
    • Up to $5 in foreign ATM fee refunds² per month, added to your MLA

Tier Three

If you:

    • Use your debit card at least 25 times per month
    • Are signed up for eStatements and have a direct deposit to your checking account
    • Maintain an average monthly balance of $500 in your checking account

You’ll have:

    • All the benefits of Tier One
    • $0.07 each time you use your debit card¹ added to your MLA at the end of the month
    • Up to $7 in foreign ATM fee refunds² per month, added to your MLA

Ready for rewards?

Open your Cashback Checking account today to start earning cash for just banking with us.

Switching from another financial institution?

Learn how you can move your direct deposits and automatic payments with just a few clicks!

We’re making it easy to make sure you’re in the best checking account to meet your needs. All Members who currently have Free Checking, Student Checking, and Rewards Checking will be upgraded to the new Cashback Checking Account on Monday, May 17, 2021. This account has no monthly fee and tons of potential to earn cash rewards for your Member Loyalty Account. If you are in a Rewards Checking Account, you can continue to use the rewards points you’ve earned up to May 17, 2021 until they expire. You can check your current Reward Checking points by logging into your uChoose Rewards account.

1. Debit card rewards exclude ATM transactions. 2. A foreign ATM fee is the fee another financial institution charges you to use their ATM. Any ATM that does not have Centra’s logo or is not a part of Centra’s free CO-OP ATM Network is generally considered a foreign ATM.