Centra Blog

Increasing your Financial IQ

Money knows no age

No matter your age, it’s important to have a good relationship with your money.


People of all ages can pick up information about money habits almost anywhere. If they don’t learn it from their parents, they might find tips through social media or their favorite celebrities. Unfortunately, not all advice is good advice. That’s why it’s important to build a good relationship with money and reduce the risk of creating unwanted stress.


Budgeting can be the foundation of your relationship with money. Most of us know we should do it, but what’s the best way? Following a budget helps you understand how much money is coming in and going out, and where it goes. Once you understand your spending habits, you can stress a little less.

Budgeting can help you identify where you might be able to make some changes to better manage your money. It’s important to know your needs versus your wants. What are your necessities and what’s something you can live without?

If you’re looking for resources to start or improve your budget, take the Budgeting module on Zogo! This lesson will walk you through budgeting in bite-sized pieces.

Save Save Save

One of the benefits of budgeting is learning how you can save. An easy way to start savings is by having a portion of your paychecks go directly to your savings account. This can help you avoid temptation and make sure you pay yourself first.

Another way to help boost your savings is by rounding up! Debit Card Round Up is a feature available on Centra consumer checking accounts¹ that lets you “round up” the change on each debit card purchase to the nearest dollar. If you’re buying a cup of coffee for $4.50, round up and add $0.50 to your Member Loyalty Accont!

Saving is an important habit to have, and it can help you gain confidence in managing your money.

Create a Good Relationship With Money With the Help of Zogo

All in all, money management can be a daunting task, but don’t let that stop you from learning! You can build a good relationship with your money, no matter your age. With Zogo, you have access to over 300 financial education modules to help you learn the best money management strategies! Zogo makes it easy and fun to learn about money, all while rewarding you as you go. Once you’ve collected enough “pineapples,” you can redeem them for gift cards for stores like Starbucks, Amazon, and more!

So, what are you waiting for? It’s always a good time to start building your relationship with money, so download Zogo today!

Download Zogo on the App Store or Google Play

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