A safe deposit box at Centra is a secure and convenient place to store valuable items that would be difficult to replace. A safe or file cabinet at home is usually not as resistant to fire and water damage. Your insurance company may also charge a lower premium on items kept in a safe deposit box as opposed to a home. Check with your agent to be sure.
Items that could be stored in a safe deposit box include:
Safeguard originals of your insurance policies; family records such as birth, marriage, divorce, and death certificates; original deeds, titles, mortgages, leases, and other contracts; stocks, bonds, and certificates.
Proof of Home Contents
Make a record of your household and office contents for insurance purposes (in case of theft or damage).
Negatives or Photos
Protect your photo collection. In the event of a fire or other disaster, losing a lifetime of photos can be a devastating loss. Most homeowners policies will pay replacement costs but can’t replace photos.
Keep jewels, medals, rare stamps, and other valuables in your box.
There are some items that you want to be safe, but available. Therefore, they should not be kept in a safe deposit box. Originals of power of attorney, passports, medical care wishes, and funeral instructions are just a few examples. Consider making copies for yourself to store and giving the originals to your attorney, close friend or relative.
Safe Deposit boxes are not available at all locations.
Check your local Centra location for availability.