Open a checking account if you do not have one with Centra. Centra provides various checking accounts tailored to your needs. Checking accounts have no limits on the number of transactions.
Use your checking account for most of your withdrawals and debits.
Move your direct deposit to your checking account and then move a portion of the deposit into your savings.
Keep more money in your checking account.
Set up all of your pre-authorized payments or automatic withdrawals; such as insurance payments, utilities payments, etc. (also referred to as EFT or ACH transactions) to be taken out of your checking account.
Set up your overdraft protection to access a line of credit instead of your savings account.
Limit transfers from your savings by making planned transfers in larger amounts instead of several small transfers.
Use an ATM to transfer funds within your account. These are not counted against the limit of (6) six transfers.
Use Centra Online or Mobile Banking to monitor your savings and checking accounts frequently, so you can plan your transfers and control the movement of your money.
Transfer excess funds from your checking account to your savings account after you verify it is not needed.