You don’t have to be a high-roller to get a great interest rate on your money! With Centra’s High Interest Checking accounts, you can earn money on your balance while saving money on fees.
High Interest Checking accounts pay interest on all balances based on tiers*. The more you have in your account, the more opportunity you have to earn interest!
- Earn 4.00% APY on balances from $0.01 to $1,000, plus
- 2.00% APY on amounts between $1,000.01 and $5,000, plus
- 0.25% APY on any amount over $5,000
There’s no monthly fee and no minimum balance when you:
- Use Direct Deposit
- Receive eStatements
- Complete at least 15 debit purchases per month
If you don’t use all the services listed above, you’ll earn 0.10% on all balances and pay a low monthly fee of $5.
High Interest Checking includes:
- MasterCard® Debit Card
- Online Banking
- FREE Online BillPayer
- Mobile banking with Mobile Deposit
- Email and text alerts
- 30,000 surcharge-free ATMs in the Centra/CO-OP Network
- Overdraft protection options
- Electronic statements
- First 50 checks free