You don’t have to be a high-roller to get a great interest rate on your money! With Centra’s High Interest Checking accounts, you can earn money on your balance while saving money on fees.

High Interest Checking accounts pay interest on all balances based on tiers*. The more you have in your account, the more opportunity you have to earn interest!

  • Earn 4.00% APY on balances from $0.01 to $1,000, plus
  • 2.00% APY on amounts between $1,000.01 and $5,000, plus
  • 0.20% APY on any amount over $5,000

There’s no monthly fee and no minimum balance when you:

  • Use Direct Deposit
  • Receive eStatements
  • Complete at least 15 debit purchases per month

If you don’t use all the services listed above, you’ll earn 0.10% on all balances and pay a low monthly fee of $5.

Plus, your High Interest Checking account includes:

Earn More, Save More

With a High Interest Checking account, you’re also eligible for a 0.25% discount on personal, auto and fixed-rate home equity loans closed at a Centra location.

Get Started!

To open your High Interest Checking account, contact us or visit your local Centra branch.

*Maintenance fees may apply and could reduce earnings on deposit accounts.