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You don’t have to be a high-roller to get a great interest rate on your money! With Centra’s High Interest Checking accounts, you can earn money on your balance while saving money on fees.

High Interest Checking accounts pay interest on all balances based on tiers*. The more you have in your account, the more opportunity you have to earn interest!

  • Earn 4.00% APY on balances from $0.01 to $1,000, plus
  • 2.00% APY on amounts between $1,000.01 and $5,000, plus
  • 0.25% APY on any amount over $5,000

There’s no monthly fee and no minimum balance when you:

  • Use Direct Deposit
  • Receive eStatements
  • Complete at least 15 debit purchases per month

If you don’t use all the services listed above, you’ll earn 0.10% on all balances and pay a low monthly fee of $5.

High Interest Checking includes:

Earn More, Save More

With a High Interest Checking account, you’re also eligible for a 0.25%** discount on personal, auto and fixed-rate home equity loans closed at a Centra location.

Have Questions?

In person

If you’d rather open an account face-to-face, make an appointment with us today.

*Early withdrawal penalties and maintenance fees may apply and could reduce earnings on deposit accounts. Rates on deposit accounts may change after account opening.**Must be new money to Centra to qualify. Applies to personal loans closed at a Centra location. Not available on credit cards, mortgages, or lines of credit. Requires electronic payment from Centra account. Cannot be combined with other offers.