You don’t have to be a high-roller to get a great interest rate on your money! With Centra’s High Interest Checking accounts, you can earn money on your balance while saving money on fees.
High Interest Checking accounts pay interest on all balances based on tiers*. The more you have in your account, the more opportunity you have to earn interest!
- Earn 4.00% APY on balances from $0.01 to $1,000, plus
- 2.00% APY on amounts between $1,000.01 and $5,000, plus
- 0.20% APY on any amount over $5,000
There’s no monthly fee and no minimum balance when you:
- Use Direct Deposit
- Receive eStatements
- Complete at least 15 debit purchases per month
If you don’t use all the services listed above, you’ll earn 0.10% on all balances and pay a low monthly fee of $5.
Plus, your High Interest Checking account includes:
- MasterCard® Debit Card
- FREE Online Banking through CentraLink
- FREE Online BillPayer
- FREE Mobile banking with Mobile Deposit
- 24-hour ATM/debit access
- 30,000 surcharge-free ATMs in the Centra/CO-OP Network
- FREE Online check images
- Overdraft protection options
- Electronic statements
- Email and text alerts
- Loan check-up
- First 50 checks free
- Fraud Defender – Identity theft protection is available for purchase.
Earn More, Save More
*Early withdrawal penalties and maintenance fees may apply and could reduce earnings on deposit accounts. Rates on deposit accounts may change after account opening.**Must be new money to Centra to qualify. Applies to personal loans closed at a Centra location. Not available on credit cards, mortgages, or lines of credit. Requires electronic payment from Centra account. Cannot be combined with other offers.