Use the link below to make a loan payment with a debit card. To pay from a bank account, please register for digital banking.
Auto Loans
Ride in confidence with Centra
New or used, let Centra help steer you in the right direction to an auto loan that fits your needs.
Centra Debt Protection
You won’t have to worry about delinquency, default or foreclosure of your auto loan if you experience a protected life event like involuntary unemployment, disability, or loss of life. Centra’s Debt Protection Program can cancel your loan balance if these unfortunate circumstances occur.


How much can you afford?
Use Centra’s car affordability calculator to see how much car you can afford.
Car Affordability CalculatorWhat will your payments be?
Use our auto loan calculator to determine how much your monthly payment will be.
Auto Loan CalculatorNot sure where to start on your auto buying journey?
Check out our guide for a roadmap to that new car smell!
Guaranteed Asset Protection (GAP)
Even if your loan balance becomes higher than your vehicle’s value (which can happen as a car or truck’s value declines), you won’t have to worry about financial loss or liability with this protection. GAP coverage can take care of the difference between an insurance reimbursement and your outstanding loan balance.
Proof of Auto Insurance
If you received a notice from us requesting evidence of current insurance, this is because it is required as a condition of your loan agreement. Use this secure site to submit proof of insurance.
Got a new auto loan with Centra?
Click here to see what your next steps should be.
Apply for an auto loan today!
Apply online or make an appointment that works with your schedule.