Become a Member

“Customer Service is #1”

From opportunities to earn cash rewards for banking with Centra to exceptional service, everything we do is centered around our Members.

Become a Member

Membership Means Something

Member Focus

As a not-for-profit financial institution our focus is solely on our Members.

Lower Fees

Our profits go back to you as new products, cash rewards, lower fees, and better rates.

Member Owner

When you open an account, you become one of the owners of Centra Credit Union.

Membership Map

Credit unions look to their own communities first when it comes to giving back.

Centered Around You

“You Feel Like You Matter”

It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do. It’s the difference you experience every day as a Centra Member.

Become A Member

Who Can Bank With Centra?

You can bank at Centra if you or your immediate family members live or work in the following Indiana and Kentucky counties:

Indiana Counties

Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, and White Counties. We also serve the following townships in Marion County: Center, Franklin, Lawrence, Pike, Perry, Warren, Washington and Wayne.

Kentucky Counties

Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, and Trimble.

Service Area Map

Here For You

Helping You Achieve Your Goals

Whether you’re looking to grow your savings, invest in your future, start a big renovation, or purchase your dream home, Centra is here for you. Meet with our financial experts, explore our online resources, or open a new account to start reaching your goals!

What Our Members are Saying


“The services are amazing.”



“The employees look like they enjoy helping people.”



Put Your Home to Work for You!

Get money for your big projects by putting the value of your home to work for you. Apply for one of our home equity loans or lines of credit today!

Home Equity Loans

Free Checking that Pays

Cashback Checking lets you earn unlimited cash rewards based on how much you use your account! With this free account, you can earn cash each time you use your debit card.

Cashback Checking
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