Use the link below to make a loan payment with a debit card. To pay from a bank account, please register for digital banking.
Become a Member
“Customer Service is #1”
From opportunities to earn cash rewards for banking with Centra to exceptional service, everything we do is centered around our Members.
Membership Means Something

As a not-for-profit financial institution our focus is solely on our Members.

Our profits go back to you as new products, cash rewards, lower fees, and better rates.

When you open an account, you become one of the owners of Centra Credit Union.

Credit unions look to their own communities first when it comes to giving back.
Centered Around You
“You Feel Like You Matter”
It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do. It’s the difference you experience every day as a Centra Member.
Become a Member Today
Open an account online, call us, contact us, or make an appointment that works with your schedule.
Who Can Bank With Centra?
You can bank at Centra if you or your immediate family members live or work in the following Indiana and Kentucky counties:
Indiana Counties
Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, and White Counties. We also serve the following townships in Marion County: Center, Franklin, Lawrence, Pike, Perry, Warren, Washington and Wayne.
Kentucky Counties
Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, and Trimble.
Here For You
Helping You Achieve Your Goals
Whether you’re looking to grow your savings, invest in your future, start a big renovation, or purchase your dream home, Centra is here for you. Meet with our financial experts, explore our online resources, or open a new account to start reaching your goals!
Become a Member Today
Open an account online, call us, contact us, or make an appointment that works with your schedule.
Put Your Home to Work for You!
Get money for your big projects by putting the value of your home to work for you. Apply for one of our home equity loans or lines of credit today!
Home Equity LoansFree Checking that Pays
Cashback Checking lets you earn unlimited cash rewards based on how much you use your account! With this free account, you can earn cash each time you use your debit card.
Cashback Checking