Certificate Special

*APY= Annual Percentage Yield. This special cannot be combined with any other offers. Early withdrawal penalties may apply and could reduce earnings. Available online, in Centra branch locations, or by phone during normal business hours, October 30, 2025, through November 17, 2025. Businesses and consumers are eligible. Limit one certificate at this rate per person, defined by Social Security Number or Tax Identification Number. Minimum deposit required to earn this rate is $500. The maximum that can be deposited at this rate is $10,000. Offer subject to change at any time.