Get ready for another Member Loyalty Bonus!
Thanks to our Members, Team Members, and Communities, Centra had great success in 2025. To show our appreciation, we’re giving our Members another Member Loyalty Bonus!
This bonus is a unique benefit of a Centra Membership. With the Member Loyalty Bonus, you can earn surprise extra deposits to your Member Loyalty Account (MLA) based on how much banking you do with Centra, how well our Credit Union is performing, and a handful of other factors including the economy.
This year, we’re excited to share that Centra will be paying out more than $1.5 million to eligible Centra Members! Deposits will be made on or around February 19, 2026. Each eligible Member will receive between $10 and $30 based on their total relationship with Centra.
What if I have more than one mla?
Members with multiple MLAs will receive their deposit in the most active MLA based on transactions and balances. If the account activity is the same across all MLAs, then the MLA with the lowest account number will receive the deposit.
What if I only want one MLA for all my checking accounts?
No problem! You can link any or all of your checking accounts to one, single MLA so your rewards accumulate in one place. Visit a Centra location or give us a call at 800-232-3642.
Why is Centra paying out a Member Loyalty Bonus?
When you bank with Centra, you’re a Member of the Credit Union. As a Member, you’re also an owner and shareholder. That means Centra exists to serve you and create value for you. When our Members have a great year, we have a great year too! This is just one of many different ways Centra creates value for our Members.
Can I expect bonuses in the future?
Periodically, Centra will evaluate performance to determine if another bonus is possible. The payment of any future Member Loyalty Bonus can also be impacted by the economy, which affects our Credit Union’s overall success. You can help Centra grow and be successful in many ways, such as using your Centra debit and credit card, signing up for digital banking and eStatements, using direct deposit, working with Centra on your loan and savings needs, and referring your friends and family to Centra.
Don’t have an MLA? Now’s the perfect time to get started!
When you open a consumer checking account with Centra, you get an MLA to go with it. That’s because having an eligible checking account is the only requirement for participating in Centra’s Member Loyalty Rewards! Plus, moving your account to Centra is easy with ClickSWITCH.
Earn more rewards!
Your MLA is where all your cash rewards are deposited, in one place, so you can watch your balance grow. Member Loyalty Bonuses are just one way to earn rewards!
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