Centra Blog

Increasing your Financial IQ

Have debt to consolidate? Consider a balance transfer!

Are you looking to save on interest and lower your monthly payments? Take advantage of a balance transfer* to your Centra credit card!

Why transfer your balance?

  • One lower interest rate
  • Simplified payment
  • No annual fees

How to transfer a balance in digital banking

1. Log in to digital banking.

2. Navigate to Card Management in the Account Services menu.

3. Click on Balance Transfer.

4. Complete the necessary steps to transfer the balance from an external credit card account.

Questions? Give us a call at 800-232-3642 or chat with a Team Member during Contact Center hours with online chat!


*A balance transfer service charge of 2% or $10, whichever is greater, applies.