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Five Tips for Buying A Home This Spring

Tips for Buying a Home
Man and woman holding babies in front of house with sold sign and white fence

Whether you’re planning to buy a home for the first time, or you’re just looking for a home that better fits your needs, buying a home is a big decision. You need to be strategic about your purchase to not only find the home of your dreams, but also purchase it at an affordable price and avoid spending more than you should. Plan to put these tips into practice if you’re planning to buy a home this spring:

  1. Get pre-approved for a mortgage. With Centra, getting pre-approved for a mortgage is a painless process. Getting pre-approved for a mortgage is vital to keeping you from wasting time looking at homes that aren’t within your budget.
  2. Choose a knowledgeable Realtor. Make sure the Realtor you choose has a lot of knowledge about the area where you’re searching for a home. A knowledgeable Realtor will be able to tell you where the up and coming areas are and which neighborhoods you might want to avoid.
  3. Don’t even look at homes outside your budget. The last thing you want to be is “house poor”, but it might be tempting to purchase a home outside of your comfortable budget if you start looking at one and fall in love. Avoid this trap by not even looking at homes outside your budget.
  4. Choose an inspector with a good track record. The best thing you can do is find an inspector who is going to tell you where even the slightest issues in the home may be. If you know about all the potential issues, you can decide if they’re issues you want to risk or not.
  5. Don’t let your emotions guide you. You may fall in love with a home and then find out the foundation is crumbling. Don’t let your emotions trick you into thinking you love a home enough to take on big, potentially expensive issues. Try to keep a level head throughout the process, and don’t fall in love until you’ve put in an offer, it’s been accepted, and the inspection is complete. Remember, what is meant to happen will always find a way.
If you’re ready to get the home buying process started, stop in to your nearest Centra location and ask to speak with a Mortgage Expert.

4 Responses to Five Tips for Buying A Home This Spring

  • Ernest London says:

    I like that you mentioned to not even looking at homes that you won’t be able to comfortably afford. That way, you won’t be in danger of overspending. My wife and I want to buy a home this year, and we want to make sure we do it right. I will make sure we stick to our budget and are not tempted by homes we can’t afford, thanks for sharing.

  • Becca Holton says:

    I appreciated the suggestion to pick a realtor that is familiar with the area you’re searching for a home. A friend of mine thought it might help take some stress off my shoulders to hire an agent, so I’ve been looking into it. However, we’re both unsure of what qualities a good agent should have.

  • Barbera Peters says:

    My husband and I have been wanting to sell our current home and get a bigger space but it will be the first time we have ever bought a place on our own. You mentioned how it is important to choose an inspector with a good track record so that you know you are investing in the best property possible for your budget. That is a great point that I will keep in mind. Thank you for the information on buying a home.

  • Spencer Montgomery says:

    My husband and I are planning on buying our first house, and it really is a big decision for us. I agree that we should choose a knowledgeable realtor for this matter. Their knowledge and expertise would certainly be helpful. We’ll keep your tips in mind. Thanks for sharing!

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