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Make owning your “home sweet home” even sweeter by choosing Centra for your mortgage! We make buying a home simple and give you great options for affordable mortgage loans. Plus, we offer personalized service to give you the best possible loan experience.

Our mortgage options

  • Fixed-rate mortgages – give you payments that stay the same over the life of your loan.
  • Adjustable-rate mortgages – let you take advantage of lower rates and lower payments.
  • Construction loans – provide short-term financing to help you build your dream home.
  • Federal Housing Administration (FHA) mortgages – offer features that may make owning a home easier for first-time homebuyers.
  • USDA mortgages – help people purchase or improve property outside of the city limits with a Rural Development Loan.
  • U.S. Department of Veteran Affairs (VA) mortgages – make it easy for those who serve their country to purchase a home.

Whether this is your first home or your last, we’ll help you figure out which options are best for you. Centra will provide you with all the information you need to make educated decisions. Not sure where to start? Visit our Mortgage Center for helpful information and guidance through every step of the process.

Getting Started

Start your application online now, visit any Centra location, or make an appointment that works with your schedule.