Make owning your “home sweet home” even sweeter by choosing Centra for your mortgage! We make the mortgage application process simple and give you great options for affordable mortgage loans. Plus, we offer personalized service to give you the best possible loan experience.

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Whether this is your first home or your last, we’ll help you figure out what the best options are for you. Centra will provide you with all the information you need to make educated decisions. Not sure where to start? Visit our mortgage center for helpful information on the home-buying process through each step of the process. You’ll find:

Mortgage and home buying terms Learn More
First-time home buyers Learn More
Terms, rates and fees Learn More
How much can I afford? Learn More
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Choosing a HomeLearn More
Payment Calculators Learn More
What to expect Learn More

Enjoy the Excitement of Buying a Home

Buying a home is a big decision, and we believe you deserve to enjoy the experience. That’s why we minimize the stress of the mortgage process.

What Type of Loan Do You Need?

Our mortgage specialists are happy to help you figure out what type of mortgage loan will work best for your budget and your personal circumstances. We offer:

  • Fixed-rate mortgages, which give you payments that stay the same over the life of your loan.
  • Adjustable-rate mortgages, which let you take advantage of lower rates and lower payments.
  • Construction loans, which provide short-term financing to help you build your dream home.
  • A variety of term lengths (up to 30 years) to meet your needs.

Refinance Your Current Mortgage

Centra also offers mortgage refinancing options.

Get started!

Have a question? Get answers by contacting us or visiting your local Centra branch to speak with a mortgage specialist.

Check rates at our Mortgage Center