Make owning your “home sweet home” even sweeter by choosing Centra for your mortgage! We make the mortgage application process simple and give you great options for affordable mortgage loans. Plus, we offer personalized service to give you the best possible loan experience.

Our mortgage options

• Fixed-rate mortgages – gives you payments that stay the same over the life of your loan.
• Adjustable-rate mortgages – lets you take advantage of lower rates and lower payments.
• Construction loans – provides short-term financing to help you build your dream home.
• Federal Housing Administration (FHA) mortgages – offers features that may make owning a home easier for first-time homebuyers.
• USDA mortgages – helps people purchase or improve property outside of the city limits with a Rural Development Loan.
• U.S. Department of Veteran Affairs (VA) mortgages – makes it easy for those who serve their country to purchase a home.

Apply Now

Whether this is your first home or your last, we’ll help you figure out what the best options are for you. Centra will provide you with all the information you need to make educated decisions. Not sure where to start? Visit our mortgage center for helpful information on the home-buying process through each step of the process. You’ll find:

Mortgage and home buying terms	Learn More
First-time home buyers	Learn More
Terms, rates and fees	Learn More
How much can I afford?	Learn More
Apply Online	Apply Online
Payment Calculators	Learn More
What to expect	Learn More

Enjoy the Excitement of Buying a Home

Buying a home is a big decision, and we believe you deserve to enjoy the experience. That’s why we minimize the stress of the mortgage process.

• Guidance and education through the home buying process
• Free pre-approvals, so you can house hunt with confidence
• Free personalized quotes
• Local decisions for faster loan approval
• Personal service

Get started!

Have a question? Get answers by contacting us or visiting your local Centra branch to speak with a mortgage specialist.