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Earning rewards is easy with a Rewards Checking account from Centra. We give you points for the purchases you make every day! For every $2 you spend, you earn 1 point – no matter what you buy. With points that add up quickly, you’ll enjoy choosing from great rewards options including travel, merchandise, and gift cards.

Access to more than 5,000 branch locations

Our participation in the CO-OP Shared Branch network means convenience when, where, and how you want it. As our member, you can visit any of the more than 5,400 locations where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your home branch. Search locations

Nearly 30,000 surcharge-free ATMs

Now you can get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never far from your money. Search for ATMs

All the features you need

No minimum balance is required, and you receive all of this value for only $3 per month.

You Deserve A Reward

You shouldn’t have to jump through any hoops to be rewarded! That’s what we believe, anyway.  So we make it easy for you to earn great rewards by giving you points for the purchases you make every day.

With CU Rewards, you can redeem your points at any time for gift cards, merchandise (brand-name electronics, jewelry, household items, and more) or travel (flights, hotels, cruises, vacation packages).

Learn more about our CU Rewards program.

Instant Issue Debit Cards

Gone are the days of waiting a few weeks for a new Debit Card – with Instant Issue, you’ll get a new card instantly. We know life happens, and when that means losing your Debit Card, simply visit your nearest Centra location and we will replace it on the spot!

Better Borrowing

With a Rewards Checking account, the benefits just keep on coming!  This account makes you eligible for a 0.25%* discount on many Centra loans.

Open a Rewards Checking Account Today

Contact us, visit any Centra location, or make an appointment that works with your schedule.

*Must be new money to Centra to qualify. Applies to personal loans closed at a Centra location. Not available on credit cards, mortgages, or lines of credit. Requires electronic payment from Centra account. Cannot be combined with other offers.