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Start managing your finances the smart way with a Student Checking account from Centra. It’s the best way to manage your money and have maximum access to your funds without unnecessary fees or requirements.

All the features you need



As a Student under the age of 25, you also get



No minimum balance, no monthly fees*, and a 0.25% discount** on certain Centra loans.

Nearly 30,000 surcharge-free ATMs

Now you can get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never far from your money. Search for ATMs

Access to more than 5,000 branch locations

Our participation in the CO-OP Shared Branch network means convenience when, where, and how you want it. As our member, you can visit any of the more than 5,400 locations where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your home branch. Search locations

Open a Student Checking account today

Open online, contact us, or make an appointment that works with your schedule.

* $5 monthly fee for anyone over the age of 25. **Must be new money to Centra to qualify. Applies to personal loans closed at a Centra location. Not available on credit cards, mortgages, or lines of credit. Requires electronic payment from Centra account. Cannot be combined with other offers.