We are experiencing a high volume of calls at our Contact Center, resulting in wait times that are longer than normal. We apologize for any inconvenience. Click here if you're experiencing difficulty logging into online or mobile banking.

Start managing your finances the smart way with a Student Checking account from Centra. It’s the best way to manage your money and have maximum access to your funds without unnecessary fees or requirements.

A Student Checking Account gives you:

No minimum balance is required. And if you’re under the age of 25, there’s no monthly fee! For those over 25, a $5 monthly fee applies.

Don’t Sweat Your Balance

We give you 4 overdraft protection options to choose from, so you’ll never have to worry about overdrawing your account.

Better Borrowing

With a Student Checking account, you’re eligible for a 0.25%* discount on many Centra loans. Check out our car loans and personal loans!

Get Started!

To open your Student Checking account, contact us or visit your local Centra branch.

* Must be new money to Centra to qualify. Applies to personal loans closed at a Centra location. Not available on credit cards, mortgages, or lines of credit. Requires electronic payment from Centra account. Cannot be combined with other offers.