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Start managing your finances the smart way with a Student Checking account from Centra. It’s the best way to manage your money and have maximum access to your funds without unnecessary fees or requirements.

All the features you need

As a Student under the age of 25, you also get

No fees

No minimum balance required, no monthly fees.*

0.25%

Eligible for discount on many Centra loans**

FREE

Identity Theft protection from Fraud Defender

Nearly 30,000 surcharge-free ATMs

Now you can get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never far from your money. Search for ATMs

Instant Issue Debit Cards

Gone are the days of waiting a few weeks for a new Debit Card – with Instant Issue, you’ll get a new card instantly. We know life happens, and when that means losing your Debit Card, simply visit your nearest Centra location and we will replace it on the spot!

Access to more than 5,000 branch locations

Our participation in the CO-OP Shared Branch network means convenience when, where, and how you want it. As our member, you can visit any of the more than 5,400 locations where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your home branch. Search locations

Open a Student Checking Account Today

Contact us, visit any Centra location, or make an appointment that works with your schedule.

* $5 monthly fee for anyone over the age of 25. **Must be new money to Centra to qualify. Applies to personal loans closed at a Centra location. Not available on credit cards, mortgages, or lines of credit. Requires electronic payment from Centra account. Cannot be combined with other offers.