Certificates

A certificate account is a great way to make your money grow in either the short- or long-term. Plus, you can deposit the interest your certificate accrues to your Member Loyalty Account! Your interest will continue to grow for however long you leave it in your MLA. Give us a call at 800-232-3642 or visit your nearest Centra location to set it up.

Certificate accounts at Centra are fixed-rate, fixed-term investments that offer competitive dividends and guaranteed security*.  You can choose between a variety of term lengths (from 7 days to 5 years) to meet your personal financial needs.

*APY= Annual Percentage Yield. This special cannot be combined with any other offers. Early withdrawal penalties may apply and could reduce earnings. Available online, in Centra branch locations, or by phone during normal business hours, October 30, 2025, through November 17, 2025. Businesses and consumers are eligible. Limit one certificate at this rate per person, defined by Social Security Number or Tax Identification Number. Minimum deposit required to earn this rate is $500. The maximum that can be deposited at this rate is $10,000. Offer subject to change at any time.