Certificates

A certificate account is a great way to make your money grow in either the short- or long-term. Plus, you can deposit the interest your certificate accrues to your Member Loyalty Account! Your interest will continue to grow for however long you leave it in your MLA. Give us a call at 800-232-3642 or visit your nearest Centra location to set it up.

Certificate accounts at Centra are fixed-rate, fixed-term investments that offer competitive dividends and guaranteed security*.  You can choose between a variety of term lengths (from 7 days to 5 years) to meet your personal financial needs.

*APY= Annual Percentage Yield. This special cannot be combined with any other offers. A minimum deposit of $500 AND an active Centra checking account is required to receive the advertised rate. Early withdrawal penalties may apply and could reduce earnings. Auto-renews into an 18-month term. Offer effective as of September 18, 2025, and subject to change at any time.