You can now manage your credit cards in digital banking alongside all your other Centra accounts! Log into digital banking to experience the convenience of one login, one site, and one app. This link will be deactivated on September 30, 2022.
Business Deposit Rates
Business Savings
| Product | Dividend Rate | APY |
|---|---|---|
| Business Savings | 0.10% | 0.10% |
| Business Special Savings | 0.10% | 0.10% |
| Business Savings Escrow | 0.10% | 0.10% |
Business & Public Funds Premium Money Market Savings
| Tier | Dividend Rate | APY |
|---|---|---|
| $7,500 - $49,999 | 1.09% | 1.10% |
| $50,000 - $249,999 | 1.14% | 1.15% |
| $250,000 - $999,999 | 1.79% | 1.80% |
| $1,000,000 - $2,999,999 | 2.86% | 2.90% |
| $3,000,000 - $4,999,999 | 3.01% | 3.05% |
| $5,000,000 - $9,999,999 | Call for rate | Call for rate |
| $10,000,000 + | Call for rate | Call for rate |
Share Certificates
| Product/Term | Minimum Deposit | Dividend | APY |
|---|---|---|---|
| 7 Day | $500 $100,000 | 0.80% 0.85% | 0.80% 0.85% |
| 3 Month | $500 $100,000 | 0.85% 0.90% | 0.85% 0.90% |
| 4 Month | $500 $100,000 | 0.95% 1.00% | 0.95% 1.00% |
| 6 Month | $500 $100,000 | 1.54% 1.59% | 1.55% 1.60% |
| 8 Month w/checking¹ | $500 | 3.44% | 3.49% |
| 10 Month | $500 $100,000 | 1.64% 1.69% | 1.65% 1.70% |
| 12 Month | $500 $100,000 | 1.69% 1.74% | 1.70% 1.75% |
| 13 Month* | $500 $100,000 | 3.74% 3.78% | 3.80% 3.85% |
| 18 Month | $500 $100,000 | 1.79% 1.83% | 1.80% 1.85% |
| 24 Month | $500 $100,000 | 1.83% 1.88% | 1.85% 1.90% |
| 30 Month | $500 $100,000 | 1.88% 1.93% | 1.90% 1.95% |
| 3 Year | $500 $100,000 | 1.98% 2.03% | 2.00% 2.05% |
| 4 Year | $500 $100,000 | 2.03% 2.08% | 2.05% 2.10% |
| 5 Year | $500 $100,000 | 2.08% 2.13% | 2.10% 2.15% |
Rates effective as of January 15, 2026
APY = Annual Percentage Yield. All rates are subject to change at any time. Early withdrawal penalties may apply and could reduce earnings.
* Rate Specials
Low Rates & Fees
No matter the size of your business, we can help make day-to-day purchases and business expenses easier to manage.
Business Credit CardsCommercial Banking
We make all of our decisions locally. As one of the largest and strongest Indiana-based financial institutions, we’re here to serve you.
Commercial Banking Team