You can now manage your credit cards in digital banking alongside all your other Centra accounts! Log into digital banking to experience the convenience of one login, one site, and one app. This link will be deactivated on September 30, 2022.
Business Deposit Rates
Business Savings
| Product | Dividend Rate | APY* |
|---|---|---|
| Business Savings | 0.10% | 0.10% |
| Business Special Savings | 0.10% | 0.10% |
| Business Savings Escrow | 0.10% | 0.10% |
Business & Public Funds Premium Money Market Savings
| Tier | Dividend Rate | APY* |
|---|---|---|
| $7,500 - $49,999 | 1.39% | 1.40% |
| $50,000 - $249,999 | 1.44% | 1.45% |
| $250,000 - $999,999 | 2.08% | 2.10% |
| $1,000,000 - $2,999,999 | 3.15% | 3.20% |
| $3,000,000 - $4,999,999 | 3.30% | 3.35% |
| $5,000,000 - $9,999,999 | Call for rate | Call for rate |
| $10,000,000 + | Call for rate | Call for rate |
Share Certificates
| Product/Term | Minimum Deposit | Dividend | APY* |
|---|---|---|---|
| 7 Day | $500 $100,000 | 0.80% 0.85% | 0.80% 0.85% |
| 3 Month | $500 $100,000 | 0.85% 0.90% | 0.85% 0.90% |
| 4 Month | $500 $100,000 | 0.95% 1.00% | 0.95% 1.00% |
| 6 Month | $500 $100,000 | 1.54% 1.59% | 1.55% 1.60% |
| 8 Month w/checking2 | $500 | 4.27% | 4.35% |
| 10 Month | $500 $100,000 | 1.64% 1.69% | 1.65% 1.70% |
| 12 Month | $500 $100,000 | 1.69% 1.74% | 1.70% 1.75% |
| 18 Month | $500 $100,000 | 1.79% 1.83% | 1.80% 1.85% |
| 24 Month | $500 $100,000 | 3.93% 4.07% | 4.00% 4.15% |
| 30 Month | $500 $100,000 | 1.88% 1.93% | 1.90% 1.95% |
| 3 Year | $500 $100,000 | 1.98% 2.03% | 2.00% 2.05% |
| 4 Year | $500 $100,000 | 2.03% 2.08% | 2.05% 2.10% |
| 5 Year | $500 $100,000 | 2.08% 2.13% | 2.10% 2.15% |
Rates effective as of August 11, 2026.
* APY=Annual Percentage Yield. APY assumes all principal and dividends remain on deposit for the entire term. Dividend rate on non-term products may change after account is opened. Fees could reduce earnings on the account. Penalty will be assessed for early withdrawal of certificate. Deposits in excess of $1,000,000 will require a special rate quote which may differ from posted rates.
1. Rate Specials.
2. A minimum deposit of $500 AND an active Centra checking account is required to receive the advertised rate.
Low Rates & Fees
No matter the size of your business, we can help make day-to-day purchases and business expenses easier to manage.
Business Credit CardsCommercial Banking
We make all of our decisions locally. As one of the largest and strongest Indiana-based financial institutions, we’re here to serve you.
Commercial Banking Team
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