Centra will never call you and ask for your personal information. This includes your account numbers, credit and debit card numbers, Social Security number, digital banking username and password, and any other sensitive information. If someone calls you claiming to be from Centra and asks for any personal information, you should hang up immediately and call your nearest Centra location or our Contact Center at 800-232-3642. Visit our Fraud Prevention and Protection Center to learn more.

Home / Certificates

Certificates

Give your savings a boost!

8-month certificate w/ checking

4.30% APY*

Make money moves this year with a certificate! Available online, by phone, or in person. Open yours today!

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A certificate account is a great way to make your money grow in either the short- or long-term. Plus, you can deposit the interest your certificate accrues to your Member Loyalty Account! Your interest will continue to grow for however long you leave it in your MLA. Give us a call at 800-232-3642 or visit your nearest Centra location to set it up.

Certificate accounts at Centra are fixed-rate, fixed-term investments that offer competitive dividends and guaranteed security*.  You can choose between a variety of term lengths (from 7 days to 5 years) to meet your personal financial needs.

Other savings accounts we offer

Money Markets

Money Markets
IRAs

IRAs
HSAs

HSAs

Start Earning Now

You can open some certificates online or make an appointment to open one in person today.

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Certificate rates

*APY=Annual Percentage Yield. A minimum deposit of $500 AND an active Centra checking account is required to receive the advertised rate. The rate is effective as of November 14, 2024. Rate is subject to change at anytime. Early withdrawal penalties may apply and could reduce earnings.

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